I'd notice that my savings is going,going,GONE!!!!! Please give me your best advise SO I CAN REALLY focus on my savings as there are many distractions that I've been encountering like Buying Loads for my celfone, & BUYING those beautiful stuff from the EBAY....Thanks a lot for your advises...GOD BLESS!!!!
2007-07-10 13:58:08 · 8 answers · asked by POGI AKO :-) 3 in Business & Finance ➔ Personal Finance
I can't figure out if it's a need or want..Pls.give me the difference from a need & a want.......
2007-07-10 18:48:56 · update #1
Grow up, take responsibility for yourself, and stop spending money.
2007-07-10 14:03:58 · answer #1 · answered by stefa1mg 2 · 2⤊ 0⤋
If you're having a tough time with impulse purchases, set aside some amount of money each week or month that you can spend on your impulse items. If you stop buying altogether, you'll probably have a hard time sticking to it.
Put together a budget for the necessary items, alot money for savings. Then figure out how much you can afford to spend on shopping. Try to see your savings as something attractive that you like reviewing. If you're getting a thrill from ebay, maybe you'd also enjoy investing and trying to figure out the best strategies for income growth and security.
2007-07-10 22:19:33 · answer #2 · answered by Tammy W 2 · 2⤊ 0⤋
Get a job - something you enjoy. Sell some of the things you don't really need on eBay. Work extra hours including the weekend. Make sure you discipline yourself to put savings away every pay period and only spend what you need. Easier said than done, but I think you are now aware of the importance of "bare necessities" Sometimes, it takes getting into the hole you are now in to be able to set up a budget and work within those guidelines. I'm there, its hard, but you can do it!! Good Luck!
2007-07-10 21:09:34 · answer #3 · answered by Hello to You! 4 · 1⤊ 0⤋
stop going to ebay sell stuff you dont need and get a savings account and deposit a good amount of money every week like 100 dollars a week and dont withdraw it. stop using your cellfone too much use it when you need it not just to talk to someone thats why you have a house phone
2007-07-10 21:07:11 · answer #4 · answered by John 2 · 0⤊ 0⤋
Stop buying what you want, and only what you need: housing, food, clothes, medical care. You do not need name brand stuff. Talk to your creditors to lower your payments. Good luck!
2007-07-10 21:06:44 · answer #5 · answered by F T 5 · 0⤊ 0⤋
Focus more on what you NEED not WHAT YOU WANT !!
2007-07-10 21:10:27 · answer #6 · answered by AZRAEL 5 · 1⤊ 0⤋
mAKE YOUR SELF A BUDGET....FOR ONLY STUFF YOU REALLY NEED...RENT FOOD GAS...BUS PASS.....AND KEEP TO IT...DONT CARRY AROUND MONEY...
2007-07-10 21:06:40 · answer #7 · answered by Betty 3 · 1⤊ 0⤋
Don't spend money you don't have!
2007-07-10 21:01:56 · answer #8 · answered by shipwreck 7 · 3⤊ 0⤋