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I am familiar with The Fair Debt Collection Practices Act for consumers. Is there a law in California that protects businesses from the same harassment from collection agencies (phone calls at unusual hours, calling business vendors notifying them of debt)?

Thank you in advance for your assistance.

2007-07-10 12:26:28 · 1 answers · asked by Anonymous in Politics & Government Law & Ethics

1 answers

The federal law controls.

California attorney general has a good web page with information you need. http://www.ag.ca.gov/consumers/general/collection_agencies10.htm

Call Restrictions.

An agency may only call between 8 a.m. and 9 p.m. If these hours are inconvenient for you, you may ask the agency to contact you at other times. There is no law that specifically limits the number of calls an agency may make to you, but repeated calls over a short period, which may be annoying or harassing, are prohibited. If you prefer that the agency contact you only by mail, you may ask them to do that. We suggest that you make that request by certified mail and keep a copy for your records (15 USC Sections 1692c & 1692d; CC Section 1788.11(d) & (e)).

NOTE THAT BUSINESSES DO NOT GET THE SAME KIND OF PROTECTIONS THAT CONSUMERS GET.

2007-07-10 12:35:40 · answer #1 · answered by Mark 7 · 0 0

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