Is it possible to freeze my BoA account so I won't be charged the monthly maintenance fee and still be able to unfreeze it after a couple of months?
2007-07-10 02:04:59 · 2 answers · asked by Alex 2 in Business & Finance ➔ Personal Finance
The account is "Regular Checking" with $0 current balance. I don't intend to deposit anything within the next few months but stay off the $10 monthly maintenance fee.
2007-07-10 03:09:28 · update #1
I used to work for Bank of America. You can't freeze your account in order to get out of paying a montly maintenance fee. I would call customer service and ask them to switch you to a better account, one where you don't incur any fees. I believe they still have MyAcess Checking, where you don't have any services charges as long as you have one direct deposit a month. If you change the kind of account you have, it won't change your account number or your card number or anything like that.
2007-07-10 02:51:27 · answer #1 · answered by Anonymous · 0⤊ 0⤋
doubtful
BofA's position will be that they are still doing the bookkeeping to track the account and its existence and thus should be paid.
Despite that I am a BofA shareholder -- suggest you change to a credit union -- lots cheaper or even free.
GL
2007-07-10 09:08:55 · answer #2 · answered by Spock (rhp) 7 · 0⤊ 0⤋