Can you get health insurance personally without having a job that offers it?

Question

I don't have a job right now and I'm wondering if I could get health insurance on my own through an insurance company without having an employer to provide it for me.

Answer 1

yes. individuals can always purchase health insurance on their own. the premiums are quite expensive, which is why it's always good to get a job with an employer who'll provide health insurance.

Answer 2

It's a good plan. But the Conservatives will have none of it. They would rather see people dying and going into bankruptcy than have any problem at all addressed by government. There opposition is so fierce that all we have in congress right now that poses as health care reform is rearranging the deck chairs of the Titanic. 60% of Americans want a public insurance option but congress is beholden to the insurance lobbyist, not the American people. Failure is the only option. because success means government works and they can't have that. Edit: I am telling it like it is. Reform is doomed, even the workable reform you advocate because the Conservatives, Obama haters, and insurance lobby have align against any meaningful reform in direct opposition to the wishes of the majority of Americans. The status quo is a moral outrage - the most expensive medical care in the world covering the fewest people, enriching the insurance providers, and sure to bankrupt the treasury just for the portion of the nations health bill that is paid by the government today. Every American, except the very Wealthy is at risk of bankruptcy, and loss of everything from illness or accident - even if they have insurance. Health care is rationed - by the insurance companies for their profit, not your health. And none of the current proposals address these core issues save broadening coverage and insuring continuation of insurance if jobs are lost or changed. Something like what you advocate would go a long way, but it does not even stand a chance because of the coalition of Conservatives who hate government, Crazies that hate Obama, and the insurance lobby who loves their profits. Edit 2: People do not oppose reform. 90% of Americans want this fixed. 60% support a public option as part of the solution. It is not people in opposition, it is powerful interests and ideologues that are working at insuring either failure or at best incremental reform that does little, costs more and makes insurance companies richer.

Answer 3

Yes, you can. You can do a search on the internet to check out some companies and prices and see which one are available in your area. You search for "private health insurance" or "personal health insurance", something like that.

Answer 4

Spooky's answer is correct. It is very expensive.

Try calling your local Health Department. There may be an insurance that you are eligible for free. Or a health clinic that you can go to for free.

Answer 5

Of course, but be ready to pay through the nose. Have you seen SiCKO yet?