I bought a motorcycle fender. They shipped promptly. I sent them an email to ask if they could adjust the cost to reflect a subtraction of 25 dollars for the bounced check fee and I wanted them to provide proof of payment etc. They did not respond to my email.
2007-07-09 07:24:35 · 10 answers · asked by Anonymous in Politics & Government ➔ Law & Ethics
For the guy that said I'm is bad at math... This account is set aside for small internet transactions and not monitored much. We are talking 9 months going by. I spent the money dude.
2007-07-09 09:28:44 · update #1
They have one year to cash that check. During that year you are to have funds to cover it.After a year it becomes null and void.So you will have to pay up.Sorry
2007-07-09 07:29:56 · answer #1 · answered by ♥ Mel 7 · 3⤊ 0⤋
Banks have different rules about how long they will take a check. For example, your bank may say they will accept a check up to 12 months from it's written date, so I'd check that first.
Assuming they are within that time limit then yes, you have to pay. If you write a check you are responsible for making sure the money for that check is in the bank. Period.
2007-07-10 11:50:22 · answer #2 · answered by lady_phoenix39 6 · 0⤊ 0⤋
It depends on the statute concerning negotiable instruments in your state. In some states, a check must be cashed within six months or it is considered void. In some states, it's one or two years. Some states don't have a fixed limit.
But, if the delay didn't exceed the statutory limit for checks in your jurisdiction, then you are liable for the balance and any penalties or charges that you agreed to pay for a bounce.
2007-07-09 07:45:41 · answer #3 · answered by coragryph 7 · 1⤊ 0⤋
First of all, unless otherwise specified in writing, a check is a legal promisory note which guarantees funds and has no real "expiration date".. The fact that you signed it, make you responsible for making sure the funds are there to cover the check.
Ask your financial institution for an image of the cancelled check and the dates should all be on it so you can make sure they actually got paid when they said they did..
2007-07-09 07:34:11 · answer #4 · answered by Voice of Liberty 5 · 1⤊ 0⤋
On most checks it will have a "void 90 days after signed" along the bottom. I know that every state is different.. But there is an allotted time that every bank allows for a check to be cashed. You may need to contact the bank and dispute the check because of its old date.
2007-07-09 07:36:57 · answer #5 · answered by loveteya 2 · 0⤊ 1⤋
Talk to your bank the check should have only been good for 90 days, but they are still going to say that you should have deducted the amount from your check book. I would send them another e-mail maybe a little stronger, do they have phone number where you can contact them? One rule of thumb I use when buying off the internet is if there is no phone number I won't buy from them.
2007-07-09 07:30:06 · answer #6 · answered by Lori B 6 · 2⤊ 2⤋
Yes you have to pay. Funds should be available for up to a year.
2007-07-09 08:30:23 · answer #7 · answered by mnwomen 7 · 1⤊ 0⤋
YES, you have to pay... as it is your liability to make the payment for the purchase made, So if the cheque bounces you have not honoured has to be paid......... You cannot escape making payment.
2007-07-09 07:35:42 · answer #8 · answered by Neo 3 · 1⤊ 0⤋
It's not clear what you are asking, but if your bank charged you for the fee, they should reverse it. The check was stale, so they should not have accepted it at all. The vendor, however, is not responsible for your bank's actions.
2007-07-09 07:31:45 · answer #9 · answered by John W 3 · 3⤊ 2⤋
yeah......you that bad at math, you get cornfused everytime your bank statement comes/
2007-07-09 07:34:52 · answer #10 · answered by DennistheMenace 7 · 0⤊ 1⤋