can i sue a person who did not pay for their cell phone bill that i co-signed for them?

Question

my husband co-signed for a cell phone for one of his former co-workers, he did not know this gentlemen very well, and i told him not to but he did any way, and this was almost a year ago and the gentlemen did not pay for his bills and now my husband has to deal with the collection agency under his name and his records. the total amount is almost $1,000 and of course we all know that if we do not pay the collection agencies they will keep charging fees so that will add more on to the amount owed. so i wanted to know if this will be a good case to sue this gentlemen.

Answer 1

the thing is that you should have received late notices.you can sue the guy but since he does not pay his bills he probably will not have any money to give you

Answer 2

I have been in this same situation before, and did the same thing you ask about. Once the person I co-signed for failed to pay for a while, the company canceled the service, added the early termination fee and pursued me for the balance. Which I then had to pay and turn around and file a civil suit against my friend. Looking back on the situation, I can offer this advice to you...You will come out much cheaper if you just pay the monthly bill for your cousin while he looks for work and ask to be repaid once he finds a job. This way you avoid, the termination fee along with collection fees and court costs, etc. If he fails to find a job, you can always contact the cellular company and ask what you can do limit the usage of the phone (incoming calls only,etc.) And discuss this with your cousin, hopefully he will be understanding of your situation, family is too important to let something like this come between the two of you!

Answer 3

Hopefully you have cut the phone service so he can't continue to run the bill higher.

You can go to Civil Court and file against him, just be sure and keep records of all the calls that have been made because you will need that for court. Might be a good case for Judge Alex or Judge Judy :)

Answer 4

it depends the co-sign agreement but in almost all circumstances, he(your husband in this case) is completely accoutable for the money. a good attorney might be able to find a catch but after even winning you still arent guaranteed pay. i would pay the bill and learn the lesson before it affects your credit.

Answer 5

You can try. It wouldn't prevail. As the co-sign, you agreed to take on the responsibility. This would imply that you were also aware of the chance this person wouldn't pay up. In short, I'd just pay it off and then end it.

Answer 6

If you can figure out your portion in this,' Then you may be for the most part be able to sue for your dealings in this !?! But I'd advise you to try looking deeper !! by way of has the other parties doings caused you to suffer money`wise as`far as this !?! If so,' can you provide any further proof !?! If so,' you may also be able to sue for having to suffer some loss because of the others doings & or the passage of time it took to do whatever when you could've been doing fine as`far as your gain!?! If it had'nt been for the other party !! ~!!! "R"r,r`r.r'r,'a,'wWw,'r"R"`r',.

Answer 7

Yes your husband is responsible since cosigned. You can take the guy to court but even if you win does not mean the guy will pay.
Look at O.J. Simpson he was sued lost and has not paid a dime!

Answer 8

You can try but the outcome tends to depend on the state and the judge you get. If you get lucky then the judge can order the other guy to pay but chances are they will say you signed your name to a legal document and knew that this could happen so you have to suck it up and pay.

Answer 9

I think if he co-signed, that makes him legally responsible for that bill. You might want to talk to an attorney just to be sure.

Answer 10

Yes you can. However, you are still legally responsible for the debt to the cell phone company.