How does one get an apartment with bad credit and no co-signer?

Question

I am a great tenant and have been reliable. But now I want to move, but my credit is not good. It was rejection after rejection to find the place I am in. Are the only people "worthy" of getting an apartment or a leased home those with great credit, or am I doomed to settle to move into one of those shady areas where credit doesn't matter?

Answer 1

If you have been reliable to your present landlord, and he/she knew your situation and rented to you anyway, they will be a good reference for you. Your best. The only other way I can think of is to prepay your rent, but you may not have the money for that.

Why is your credit bad? Are you doing anything to make good on your debts? Can you prove that to a potential landlord? It is better to stay where you are if you can, until you get your credit problems cleared up. The longer you stay there and pay your rent every month, the more you are showing other potential landlords that you are reliable. Good luck!

Answer 2

Make sure your landlord before the current one will give you a good reference the current one will even if you were late to get rid of a bad tenant.
Try to find a landlord who is new at it and not smart enough to check credit or a small landlord that might understand the reason for the bad credit.
You might want to stay where you are until your credit improves.

Answer 3

Not every landlord checks your credit. You might want to stay away from the complexes and look at privately owned apartments. I have never had my credit checked by landlords for this reason. They have to pay for it. Most of the time, the lease agreement is enough for them. They can sue you if you don't pay it, so no reason for credit check!

Answer 4

Build up that credit rating. You might be able to talk an owner into a deal by offering an oversize security deposit.

Answer 5

My answer is "yes" the slums, that's going to be it unless you can con someone into trusting you.