why does a yield curve influence a borrower's maturity of a loan?

Question

i need the answers that agreed with the statement that a yield curve does give influence to a borrower's maturity of a loan

Answer 1

I don't see how that can possibly be unless you are thinking about whether or not to do an adjustable rate loan or fixed rate loan. I suppose it could influence how large a payment you want to make when you originally make the loan.
Yield curves are used primarily to decide how long a maturity bond to buy. So it can be important for the other side of the coin, so to speak. They are also used to help make economic forecasts.
If a yield curve has breaks (change of direction), then a small change in maturity significantly changes the interest rate. If the curve is smooth, then it doesn't.
I hope it is clear without a graph to illustrate.

Answer 2

The yield curve indicates the base-line interest rate a lender want to charge for a loan that matures at a certain time in the future. It is base-line, since it reflects "rock-solid" government securities.