...know of any discount codes or cheap deals? I want a 5 year fixed for 90k over 19 years. Thanks in advance for any answers.
2007-07-06 04:14:23 · 7 answers · asked by triflebum 2 in Business & Finance ➔ Other - Business & Finance
Talk to a decent Independent Financial Advisor. However might be worth talking to Abbey or halifax as a couple of the cheapest lenders at the moment.
2007-07-06 04:17:49 · answer #1 · answered by GreboGuru 2 · 0⤊ 0⤋
If you're in the UK most fixed rates have been withdrawn by lenders in anticipation of rising rates. Try the This is Money website for good comparison tables or The Independent Mortgage Advice Bureau which will arrange mortgages free of charge to customers.
2007-07-06 11:29:44 · answer #2 · answered by Anonymous · 0⤊ 0⤋
You can negotiate rates with the lender. I don't mean for you to say, "Can I get a lower rate?" and the lender to say, "No." and you say "Okay."
I mean where you tell the lender what rate you're looking for and the terms.
If your credit is strong enough to carry that kind of weight, they may agree, or at least meet you somewhere in the middle, knowing you can take your business anywhere.
If your credit score is weak, you don't have that bargaining power.
2007-07-06 11:19:04 · answer #3 · answered by Stuart 7 · 0⤊ 0⤋
dont get it fixed for that amount of time hun. i would get it fixed for around 2 years as the house prices etc are going to plummet (Like what happened in the 80's)think very very carefully !!
xxxx
2007-07-06 15:58:39 · answer #4 · answered by TTC #1 xxxx 3 · 0⤊ 0⤋
If you're in the UK you might want to think carefully about a fix at the moment.
2007-07-06 11:18:10 · answer #5 · answered by Harry Callaghan 4 · 1⤊ 0⤋
Hi.
This site is well recommended for re-mortgages and loans :
http://bestukloans.co.nr
2007-07-06 11:20:18 · answer #6 · answered by micky b 2 · 0⤊ 1⤋
what Stuart said.
2007-07-06 11:20:57 · answer #7 · answered by John S 4 · 0⤊ 0⤋