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we owe hundreds of thousands in medical bills, and my wifes condition is terminal. the nerves in her stomach were cut, and she had to have it removed. we won our lawsuit, but my insurance provider took our settlement leaving us to fend for ourselves. I agree that they should not have had to pay for this doctors mistake, but I should not have had to pay either. They took our rights away, and it is not right what they did to my family. I will never recover from the hole that they put me in. this could happen to any of you. what do you think of this situation.

2007-07-03 12:32:56 · 15 answers · asked by out for justice. 5 in Politics & Government Law & Ethics

the insurance sent me a formula for a payback to them. the more that we won the more that they would take. They said that we owed them 1.8 million dollars, and the most that we could win under wv law was 2 mill. we settled for 1 mill. they took 700,000, the lawyer got 280,000, and we got 20,000. that did not even pay off our medical bill's at the time. it is a bad situation that i would not wish on anyone. the doctor did have to leave our area, but went to another state to set up a new practice.

2007-07-03 12:51:20 · update #1

15 answers

You need to get some legal counsel and go after the insurance company. Your award should have been significantly larger than just the cost of the medical bills (what you would have to pay the insurance company). Something sounds funny here.

2007-07-03 12:47:15 · answer #1 · answered by msi_cord 7 · 0 0

A state law that limits malpractice lawsuits?
Firstly, your attorney should have put you on notice that this would/could happen, unless the attorney was also provided by your insurance company.
Secondly, as a footnote, don't try paying medical bills at 5 or 10 dollars a month. Doctors nowadays send your bills to collection agencies and ...well, by now, you probably know the rest.
I can't believe the states have put themselves in bed with the insurance companies. You would think there is a conflict of interest there.
Please tell your wife that she is in our prayers.
B

2007-07-03 14:08:03 · answer #2 · answered by cbsmith300 3 · 0 0

I am so sorry for both you and your wife. What a terrible thing to happen! And then for you still to be in debt for medical bills resulting from what the doctor did despite having insurance and winning a law suit. This is so wrong! Where is justice?

2007-07-03 14:27:57 · answer #3 · answered by Pascha 7 · 0 0

It sounds like you should have sued for more $$. Any chance you could go after the insurance company?

What a very unfortunate situation! Hope that doctor quits the business.

2007-07-03 12:39:47 · answer #4 · answered by HyperDog 7 · 0 0

Why did your insurance provider take your settlement????? They're supposed to PROVIDE you insurance, not steal your money. Have you had a lawyer look into the laws surrounding the Insurance company taking your money? (Any lawyer worth his salt will look at a case for free if he thinks he has a chance to win the case and get some money for it.)

This just sounds fishy.

2007-07-03 12:37:14 · answer #5 · answered by Scarlet 2 · 3 0

I would contact your state's insurance commission and explain to them what you just told us. They should at least look in to the situation for you. As you know now, your mistake was to settle before knowing the full extent of your wife's problems. Your only other option would be to declare bankruptcy. Good luck.

2007-07-10 10:13:30 · answer #6 · answered by theonlyanswer 5 · 0 0

Neither - in case you ever observed that classic Horror action picture " Island of lost Souls " which replaced into first made with Charles Laughton and then remade with Marlon Brando........Nancy is an occasion of what happens while guy tampers with accelerating the evolutionary approach of Animals.

2016-09-29 00:45:16 · answer #7 · answered by Anonymous · 0 0

Gallbladder surgery is very safe nowadays. My cousin got her Hernia and colostomy surgery in India by a company called Indian Health Guru Consultants. The Price for Minimal Invasive and Laparoscopy surgery is very less in India. She paid 25% of the cost she was quoted in America.

Indian Health Guru Consultants is very famous in India. They arrange Hernia, Appendectomy, Thyroid and other laparoscopy surgery for foreigners in India.
I read a lot about them in the Newspapers and about their patient stories. They arrange financing for USA, Canadian, UK and other international patients who plan to have surgery abroad for low price, as the Hernia, Colostomy and other minimal invasive surgery is not covered by insurance. They also have photos pasted of their International patients. You can checkout their website. There are huge cost savings. As a doctor I personally believe that surgery can be easily handled in India, as the quality of healthcare available In India is simply best in the world. The surgeons are USA/UK trained and facilities are 5 star.

http://www.indianhealthguru.com
Hope this helps.

2007-07-03 18:03:35 · answer #8 · answered by Anonymous · 0 0

I think that this was a terrible thing to happen. I really think you need to talk to a lawyer and see if any thing else can be done. There is also malpractice/neglegence suits you can file. I wish you all the luck.

2007-07-03 12:50:15 · answer #9 · answered by mona 2 · 0 0

You may half to get a lawyer and go after your ins. Co.I didnot think they could win a case without you guys OKing it ?

2007-07-10 16:31:14 · answer #10 · answered by D Grass 3 · 0 0

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