A Thought About Health Insurance?

Question

Instead of taxing everyone for National Health Insurance and placing everything into the hands of the Feds, why not give businesses, small businesses (backbone of America), tax credits so that they can afford to offer group insurance for their employees? I know a lot of small businesses who can't afford to offer it because it's very expensive. I'm one of the fortunate business owners who carries b/c & b/s, but the expense is astronomical. Wouldn't that also encourage a lot of dead beat people to find a job and still keep it out of the hands of large government who screw up everything they try to run?

Answer 1

The same people who demand Universal coverage are the same people that would complain about any tax credits going to any business.

Answer 2

I like your idea.

Universal health care would be more expensive in the long run.

Look at the UK’s NHS as an example.
It’s turned into the world’s 4th largest employer. Labor strikes are an issue.

Better be prepared for a long wait for consultations or surgery.

NHS has become a huge, slow moving bureaucracy (it’s run by the government) this is in part the reason people with money are turning toward private health care domestically or in countries like India.

National Health Care sounds like a great idea when it’s presented to you by someone running for office, but it just won’t work. It will evolve back to a system like we have today except that we will all be burdened with an outrageous tax to cover another government boondoggle.

Answer 3

If a Republican did that " wonderful idea" The Democrats would make something wrong with it. Their true point is RAISE TAXES.

I watched c-span:

Republican; " Cut spending"

Democrat: " I oppose"

Republican: "Lets make "Ear-Marks public, since it is the Americans money, they have the right to know how we are spending it"

Democrat: "I oppose!,We on this side know it is the American peoples money, but it is also their debt!!!"

And another time a Republican Lawyer was defending his Amendment. A Democrat got so upset his words came out wrong (I would say the right way, he would say wrong). The Democrat lawyer said, "I oppose, He's a Liar just like im a LIAR".
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In my opinion, they should hold the INS accountable, and make them lower their cost.What are they doing with the money we pay them?!?!

I think it is a waist of Americans money, to pay for Insurance every month or pay check even when you don't go to the Dr.'s all the time or into a hospital daily. Just for them to say, "No we will not cover that" or say "We are raising your price"

I say get rid of these people we pay money to for no reason, and have the doctors go back to caring about the America peoples health.

Answer 4

That would defeat the objectives of Congress, to make more money from the insurance companies so they can get re-elected.

Why not apply the current laws in place to the insurance industry? Until you can separate the congress from the insurance companies costs will only go up, congress and the companies want more money, it is that simple.

But if you succeed is getting this under control, give me a prior heads up, I need to sell off my insurance stocks first. Of every possible investment in the market today, insurance has provided the greatest shareholder return, prices go up every year, they write the laws for congress that ensure it.

How about a chinese menu of insurance options? We do not need the packages they sell, if we could pick and chose what coverages we really needed we could reduce the cost considerably, but of course that would chip away at insurer profits and the Congress will not allow that.

Answer 5

That is part of the problem. What needs to be done is first quit worrying about the 47 million without insurance and start caring about the 253 million with insurance. First we need to end all medicaid programs except for those who are truly disabled. We need to prohibit hospitals from charging less for patients without insurance than those with insurance. Hospitals will still be able to give free care but if they give free care to one they must give free care to all. One alternative would be to require everyone to purchase insurance like that required for car insurance. Anyone could sign a waiver that to get out of the law but they will know that they are responsible for their own health costs and may or may not be able to get coverage at some later date.

Answer 6

Health insurance should be like auto insurance. You pick and choose what level of coverage you want and for what purpose. Most people would choose a level that covers catastrophic things and not every visit to the doctor.

You don't bill your auto insurance for oil changes do you?
Some people simply don't need to go to the Dr. and wouldn't purchase that type of insurance.

MOST people are uninsured by choice. Why make us ALL suffer for their choices?

Make the choices many and flexible for better market force pricing; if your company sucks, move on to another; like a cell phone company.

The government has RUINED the great system we used to have. Keep them as far away as possible or we'll have a healthcare DMV.

Why does the left think that the same entity that supposedly messed up Katrina is going to somehow handle millions of peoples healthcare issues?

It boggles the mind.

Answer 7

I'm opposed to this idea. It's one of the things that irk me about republican politics, tax credits. To me that only encourages any monies being saved to be put into the owners pocket. You don't like tax credits for the oil industry, well, I don't like tax credits for business and it doesn't fix the root of the problem. Make the whole system not for profit but for the betterment of the health of America. It also doesn't have to be national, it can be a state run entity and each state can tackle the issue any way they please. This really comes down to us. Free health care is impossible, finding a way to make it work so all Americans can have health care is something we should all be working towards instead of making excuses why we can't. When do you ever see our elected officials turning down a pay raise, they seem to think we can afford that every year. There are ways, we just don't care enough about each other to find them.

Answer 8

I would suggest that small businesses be allowed to join together with other small businesses and be able to get the same discounted rates that large corporations get from the insurance companies. The more employees the large companies have the cheaper their rates per employee, so if may 100 small businesses were able to get together and combine their employees for that cheaper rate. I think that would involve reform of the insurance laws.

Answer 9

Heck, I can name a prominent large corporation which would rather hire temps for permanent jobs with no health insurance so they can (and do) dispose of people with any health problems like garbage. They could care less about tax credits and more about temp hiring.

That alone shows tax credits won't cut it.

Answer 10

That 4 hundred billion purely provides some assurance. Seniors then pay month-to-month for area B and area D. additionally could desire to pay for a private coverage to %. up what medicare does not. nevertheless we've out of pocket value to pay what's left over. So i don't think of two trillion could even cover it, shall we face it, any application the government manages is a multitude. Fraud, incomptence and lack of ability to fulfill the peoples desires. how are you going to get the medical doctors to paintings for that small quantity. Who pays the wellness practitioner's malpractice coverage. So now upload yet another trillion.

Answer 11

In general, if it is a government solution it is wrong. Currently government involvement in health care is a never ending upward spiral. One of the biggest costs come from judicial activism allowing astronomical awards of damages and driving up the cost of malpractice insurance. We allow abortion, but an obstetrician who botches a birth will have millions awarded by a suckered jury. Neither is acceptable in my mind. Keep in mind that I am against abortion, but I am much more against "bedroom Police" We need to reprivatize healthcare, not federalize it.