Overdraft situation?

Question

my situation is pretty complicated. i bank at washington mutual and i have about 3 overdrafts that i have just incurred. the reason is that i have this savings plan that automatically deposits 25 dollars into my savings account every month on the 25th. now the weird thing is that when i use my debit card transactions are not processed right away, instead it seems to get processed right when my 25 dollars are automatically deposited into my savings account. they did this to me twice, this being the second time. i was going to deposit money into my account to cover the costs that i have incurred but even then with automatic savings plan it wouldnt have mattered maybe a lower overdraft fee thats it. but im just wondering, im going to talk to them in person tommorow at one of their banks and i was wondering what can i do or say to convince them to reverse at least 2 overdrafts or all. i did some research and it does not cost a bank 27 dollars if someone withdraws too much from their accoun

Answer 1

You know which bank is notorious for hitting people with overdrafts because they take forever to clear pending transactions? SUNTRUST. Do not bank with them! They are crooks!

With that being said, you'll have to do a lot of yelling to get them to reverse the overdraft fees. Even yelling may not work, but you should at least try. Tell them that you made a mistake and explain the situation. If they are good with customer service, the they should refund the fees as a courtesy to you. Good luck.

Answer 2

Bank have fix the OD amount so that utilised that amount should be limit exceeding the limit ur amount should be pounse.so ur situations u should like to 25dolars in ur A/c.It should maintain this amount as per limit

Answer 3

you have to be careful. before you touch a dime from your account, make sure that the money is there to cover it.