Money and People people problems regarding money?

Question

just have a few questions..
1) Why do people assume I'm money hungry since I want to pursue a graduate degree? This makes no sense to me at all since degrees don't necessarily = cash. Why can't people understand that I value education and a respectable position in a career field? And why won't they understand that I'll likely be poorer in the short run?

2) I'm a little worried about facing this in the future, especially since I'm already getting it now. I'll probably make a decent amount of money later on in life. But, automatically if you make money people will point out to you that you didn't earn it. Then, they want you to give it away. But assuming I'll be taxed in the 33% bracket, give 10% to church, and 15% charity -- I'll be out of 58% of my money right there. If I made $90,000 I'll only have $37,800 left to live on. Right away I'll be accused of squandering it, or hoarding it. (I'm not sure which ones worst) As a result of this expectation of wealth....

People will expect me to have a ton of nice things. But with close to $200,000 in college debt (when I'm done) my $37,800 salary will likely dwindle to about $18.000 a year. People will ask where does it go? I wish people would mind their own business. I don't want the pressure to buy luxury items to prove that I'm 'contributing' to the world. I don't want to be called a cheapskate for not having much, and If I ever show the slightest bit of financial independence I know people will be knocking on my door for money because well since I'm not wasteful, people will likely think that I'm richer than I really am.

And to give you a hint of how bad it is:
I make less than $1000 a year, and I have bills to pay. I'm a student, but my working friends who make close to $30,000 a year are always hitting me up for cash since I'm so "wealthy", when I say I don't have money they accuse me of lying and try to trap me in my own words... Which happens since I'm easy to take advantage of.

Answer 1

The trick is to surround yourself with intelligent people, the ones you are describing sound like morons to me.
True it's easier said than done, but you get rewarded with a better life.

Answer 2

It's much easier to assume that you're money hungry than it is that you are a decent person. People in general seek out the worst in others so that they can feel good about themselves. Sad but true, I know! Stop worrying about what people think! In the end, they are not going to pay your bills, they are not going to be your salvation, and they are not going to help you to the top, obviously. You should give to the church, and charities if you can, but because you want to, not because it is expected of you. If you're accused of squandering or hoarding your money, so what? Its yours to do with as you please. You earned it!! Let me say it again so that we're clear, YOU earned it! Ok, if your friends can't understand that you don't have the means to loan them money, and they aren't understanding enough to maybe offer you help, then why are you friends? This is a turning point in your life, when you really need to take notice on who is really and truly there for you. Those who aren't, need to be cut loose, before they bring you down! Good Luck, and I really hope this all works out for you!

Answer 3

You sound like a guy with a good head on his shoulders. You know what you want and aren't afraid to work hard to achieve it.That's a very positive attribute to have. Don't let anyone put you down for your ambition. This is about you alone and the way your life will go ..... who cares what anybody says about it as long as you are doing what's right for you. Your " friends" have no reason to respond in such a negative way. I can only say that maybe you are living the life they wished for or will achieve something more than they feel they will have. At any rate if they were true friends they would be supportive of your goals and not try to bring you down. You might want to reconsider these relationships if this continues. You need to surround yourself with people that care about your goals because they care about you .... it's that simple.
Good Luck and don't give in or give up !!! : )

Answer 4

I think in some cases, people do that cause they're jealous or too lazy to pursue it themselves. I'm thinking of going into anesthetics. I'm only in high school so I've still got a ways to go, but my friends who want to go into computer engineering always ask me why I chose money over enjoyment. It's just the assumption people make. Yeah, the average pay of an anesthesiologist was 209,000 dollars last year which is a ton of money, but it also comes with loads of schooling, I really just like the idea of the job, the idea that you can soothe someones pain, work with anesthetics. I guess it's more of a situational perspective, since people relate these things to themselves and if they'd like the job or not, then assume that you think the same way as them.

Answer 5

1. They don't have any (ambition) so they don't want you to.

2. Do you really care what they think? You are going to give yourself an ulcer. Then you will have to go to the hospital. Then you will be missing work and have to pay all those hospital bills.

3. I can't remember if there is more to your Q. b/c it is very long, so I can see it while I answer, and you worry to much.

I'll have you know this is not good b/c I am a known worrier. I have been told to worry is a sin. So if I am telling you, you worry to much. Not good friend.

Life is short. Enjoy it.

Answer 6

God purely is familiar with what day after today will convey for us. you're actually not engaged now and don't plan on it until eventually you graduate. permit your boyfriend be attentive to up front the form you experience concerning the stay at homestead mom thought. on the instant, it fairly is in many cases the two moms and dads that would desire to artwork. who's to assert that he will make investments wisely and make the super dollars? it fairly is ultimate to get it out interior the open so as that he's familiar with the form you experience approximately elevating little ones. All too regularly couples leap into marriage and then locate out they have diverse concepts on the way it would artwork. Then the subjects start up. Be smarter than that. on no account forget approximately your real thoughts. If he won't be able to settle for the form you experience, in step with danger he isn't the right one for you, inspite of how long you have dated. waiting until eventually after the marriage will truthfully reason a considerable difficulty.

Answer 7

1 - That is how they think. Their mind is limited to the wat they world catagorize things. The higher your degree, the more money you get.

2 - People that don't see how you use your money will catagorize according to how they themselves use money. They do not donate, so they think you do not donate. So in their mind, you are left with Gross - taxes. That is your total expense amount. Again, limited mindset.

You should not defend yourself. Just ignore than and tell them you do not have any money because you spent it all on school. Honestly, I think you should not get into debt for school. I think you should work, save money, then pay for school. That way, you do not have a hugh debt to pay off and live in provety.

Answer 8

First of all, what business is it of anyone what you are doing or how you do it??? You control your future--what have they got to do with it??? Why do you entertain this conversation??Why are you loaning money--your money is yours--no explanation is necesaary--that is it. The life path you have chosen is private--personal--not anyones business. This is the dumbest thing I have read in a long time. What kind of people are they??? Drop these slobs with a friendly smile and a quick" MIND YOU BUSINESS" Hope you make millions and you drive past them in a Ferrari. Screw them !!

Answer 9

I dont know who these negative hateful people are who make all these assumptions you are mentioning. They are prolly clueless. I wouldnt worry about what other people are thinking. And you better get a good financial advisor bc I would hate to see you making 90k and living on 38k. :) stay strong. avoid the haters. :)

Answer 10

You sound like a very intelligent person, so do yourself a favor and STOP WORRYING ABOUT WHAT OTHER PEOPLE THINK!!!!!!!!! Do whatever makes you happy and to hell with everyone else. It's your life, not theirs, so make the best of it! You'll be a much happier person and more stress free if you do.