I have a question about fraud!!!?

Question

I moved into this apartment 2 weeks ago. Ever since I have had an ongoing problem with my neighbour that lives downstairs. We kinda resloved the issue and have become somewhat friends. She got an eviction letter from our landlord on thursday as a result of a court case and the judge ordered her out by the 23rd(which was yesterday) and she doesn't seem concerned at all with moving. So me being the nice caring person that I am have been trying to help her find an apartment, which isn't easy because she has 3 cats and 2 dogs that she will not give up. And to top it off she is on welfare and can only afford an apartment for like $400 a month or less all included.
So to get to the fraud. She doesn't have a house phone so I have been letting her use mine to make phone calls. We were sitting out on my front porch on Thursday while she was making calls and I went inside to get a drink and I come outside and she is on the phone with a credit card company (I believe) trying to get credit.

She was using someone else's name. She had this guys credit card, Social Insurance number and Birth Certificate. When I asked her who this person was she said a younger brother to an old friend. She is also using my phone to make booty calls and I'm sick of it. My question is should my husband and I call the police and tell them what she is doing or should I just let it go.

I have tried to not let her enter my apartment but she lives in the basement and does have her own enterance but when we are gone (and sometimes when she thinks we are gone but are there) she uses a debit card and forces the lock open from the basement into our apartment and uses the phone. In 2 weeks we have had to change our number because of the bill collectors and people calling us and threatning us because even when she isnt using my phone she is giving out my number so people can call her at all hours. I had someone call at 4 this morning and when I told them that I would'nt go wake her up he started yelling at me and kept calling back. I had to turn my phone off.

I'm also afraid that my landlord is going to give up the fight of trying to evict her because it is going to cost him $350 for a sheriff to come out on force her out.

I have told her that she cant use my phone but now she comes into my apartment whenever she wants because she knows how to pick the locks. So we have no way of blocking her out even if we arnt there. We have a lot of expensive things in our apartment that i do not want to be stolen and my landlord is refusing to install a dead blot system unless we pay for it.

She has a record for violence and I'm scared if I report her that she is going to do something drastic.

Li, I don't believe in God and I wish you wouldn't make reference to it. I'm not leaving this up to god. Should I let God decide for her to take all my belongings. I don't believe in that. I wish they would stop using god as an excuse.

Answer 1

Don't report her, is very hard to prove any fraud if the police don't catch her on the act. So the police will come and will do nothing and she will stay home and take revenge against you.

Just change the locks, install a heavy duty lock and a bolt lock(inside and outside), and disconnect the land phones (even from the outside they can be tampered wiring the lines), remember that any felony can traced back to your phone and you can be charged as an accomplice.

I'm sure she has already done a mental inventory of your assets. Complain to the lanlord if she try to enter again; tell him that he will be responsable if she goes psycho an kill anyone, that might motivate him to move faster on the eviction thing . Don't be rude just ignore that loser and watch your back.

If you can move out before some of her upset "friends" come knocking at your door and decide to shoot you in the head; I'm sure that besides your number she is giving your adress, and probably she is using your identity. (she probaly already stole your SS, and personal info while you were out).

Never befriend low-life losers like that, many people get murdered by trying to help those creeps; it's not worth it.

Answer 2

WOW!!
Legally, you know what would be expected from you. Spiritually what does your heart tell you to do?

Your goal was to extend your help, with what resources that you have available, to offer your assistance and now, you feel like your kindness was taken advantage of.

Think for a moment. You said you had problems with her and although you guys have made amends, you had a formed opinion and knew what she was about.
You were aware that she showed no concern towards being evicted and knowing all this, you still felt enough for this person and extended out your hand. Why? Did you play a part in the eviction?

You and your husband are a blessing and God would be proud. You did what was expected from you in God's eyes.

This person, unfortunately, was not worthy of the time that was giving to her, but she is a child of God. Don't see your time as being wasted because if the situation would have ended on a positive note, you would be rejoicing in your victory and this email would not exist.
It didn't have the ending that you were hoping for. It doesn't mean that with time, change will not come. Some people have to go through and through before they want to change. Some will never change. Isn't that SAD!!

To answer your question. What is your purpose? Is it to see her punish for her deeds or to help her to change the direction of her life? Do you feel obligated? If so, Why?
Fraud is illegal. Do you know the person? I would alert them and then leave it alone.

Give the situation to God and let him handle it from here. Pray for her and let her know that she can find comfort and change in God and if she wants to straighten up and fly right, ring your bell. Don't just let herself in.

She has opened the doorway to deceit, but don't walk through. You will get to involved and get caught up. STOP and TELL her WHY. Avoid confrontation but she should know. You will not allow her to use your facilities to do wrong thing. This is YOUR HOME!! Your sole purpose was to assist her in her time of need, not for to fulfill her needs nor to be an accomplice to her deceit. That is not what you are about, right?

Although, I would alert the landlord and the authorities, that she has access to your apartment and has entered without permission.

Be wise in your choices and pray first. I wish you and your neighbor success.

God is not an excuse, that is what you are looking for. God is a purpose and I am sorry that you don't believe in him. I don't know you and you don't know me. I was simply answering your question, that's all. It is not for me to push my beliefs on you, only for me to tell you, what I believe. I still wish you well.

Where is the kindness that you showed this person that has violated you? Give her some of that and maybe you wouldn't have to endure, what you are going through. Lets see some action. Stop being afraid and do something. Is that better!!!!

Answer 3

If you in fact personally saw this card I would definately call the police. Tell them exactly what you told us. My next call would be to my phone company to see exactly where she has been placing calls. You seem like a nice person your neighbor does not. Some people are just like that. I suggest you limit your time with her and the access to your home and phone. If she is using stolen cards how do you know she isn't taking your numbers down also. Good luck to you. Debbie

Answer 4

Report her to the police. She forces the lock open from her apartment to your apartment - surely that's illegal - and she uses your phone without your permission - surely that's illegal. The part about trying to get a credit card fraudulently is less certain, though you can tell the police what happened and what you heard. Call the police soon; this woman seems to be making real trouble for you.

Answer 5

All you have at this moment is a suspicion. You have no evidence as you didn't hear the entire conversation (including the other side of the conversation).

I suggest you won't let her use your phone anymore as you are suspecting she is carrying on a criminal activity and you are already suspecting it. Knowingly allowing her to use your phone can make you an accomplice.

You could report it, but all you can say is, "you suspect...."

If she is breaking into your apartment, call the police immediately. If you don't, one day you come home, EVERYTHING will be gone. It's not if, it's when....

Answer 6

I dont know about whether your friend is engaging in fraud or just trying to get a credit card, but I would encourage you to please stop her from using your phone unless you are present and then only for a limited time. In this day and age of Patriot Act and RICO (Racketeering Act) and who know what other Big Brother Acts, you can no longer claim "innocent bystander" status if something untoward happens and your residence or phone are involved. Also, politely, but convincingly, ask her for a list of who all she has called from your phone.

Answer 7

You should report it to the police. It's both moral and ethical to do so. Having witnesses an event like this and not take action can be later used against you if someone were to find out. Don't take a chance, no matter how "friendly" she is.

Answer 8

yes you should or you can be held liable over the phone use and who and where is the address going to, the women really wore out her welcome over that area.

Answer 9

let it go...........you don't know all the details.