ok guys, i need your help or ideas with what to do with this check i received by Fed Ex?

Question

I posted an classified add to sell a brand new leather suade coat for 45.00 only.A lady wanted to buy it. I told her who to make it out to and my address.she said payment was on the way. I waited week... nothing yet..person #2 wanted to buy the coat a guy this time.. he wants to pick it up. Great. I write lady back and tell her that i have not received payment yet and if I dont have it by the Next Friday hat i was gona sell it to the guy. Friday comes still no check in the mail.. so I sold it to the guy... the coat is GONE. Today the fed Ex guy came delivering me a package with a cashiers check to me made out in the amount of 1750.00 YEAH.... A LOT! ok, I e mal the lady telling her I only asked 45.00 for it and that it was now sold because i waited 2 weeks for payment and figured she changed her mind. She says she sent a little extra money for me to CASH the check and Western Union her daughter who is in the hospital in Verona Wisconsin and she is in Italy right now. Her

Daughter so called had a spinal injury and for some reason, her boss owed her the 1750 and she had asked her boss to mail me 45.00 for a coat she wanted to purchase for her daughter. BUT her boss sent the 1750.00 in my hubbys name., now she wants me to cash it and just wire her daughter the 1000.00 and wants us to keep 750.00 of it even though the coat in no longer available. I am a complete stranger to her.. we dont know each other.. IT SOUNDS FISHY... I dont know should i rip the check up, or send it back but if i send it back there is a different name on return to sender on Fed ex enbvelope and a differnt name who it is from on the check. Its a weird situation and shes pressuring me to cash it and wire funds and wanting to be friends... What should I do Guys???

one, just wondering WHY couldny she just wire the money HERSLEF??????? OR WHY COULDNT SHE HAVE HER BOSS SEND THE MONEY TO HER DAUGHTER IF ITS LEGIT??? There is something that just doesnt sit right...

Answer 1

its a SCAM!

here it goes, you cash her check from your account. they give you the cash, you "wire" it to her daughter and then her check bounces AND you are OUT OF CASH.

don't fall for it.

Answer 2

It's a scam. The check is stolen, fraudulently obtained, or forged, or the scheme is one for laundering money. Take it to the police right away and have no further contact with the person who sent it.

DO NOT send it back; the person who sent it is a criminal and is not entitled to it. DO NOT cash it, DO NOT deposit it, take it to the police and tell them the story.

Take a look at www.419eater.com.

To explain a little further, you absolutely CAN NOT assume that the fact that a bank has released the funds represented by a deposited check means that the check will not come back. The "hold time" is an attempt to strike a balance between people's natural desire for access to their deposited funds and the banking system's desire to make sure that all checks are genuine and payable before releasing funds. If there's no money to cover a check at all, it will probably be submitted and returned within the hold time, but a stolen check may not be noticed until after it has cleared the bank and the person whose account it is notices and informs his bank. Or a check may be a counterfeit of a specific, genuine check. All kinds of things can happen that might cause a bogus check not to be noticed until after you have deposited it, received access to the money, and wired the excess to the criminal. When the bogosity of the check is finally discovered, the bank will recover from YOU.

Answer 3

It's a SCAM.....give the fedex to the police...

What they are asking you to do is use your bank to cash the 1750.00 check, send the money by Western Union to her daughter and keep some for yourself. What will happen is your bank will cash the check for you, you will wire the money by Western Union to the "daughter". A week or so later, your bank will notify you that the check is invalid and has bounced and want their money back...the 1750.00.

Guess who will be liable for paying the bank the 1750.00???? You. And the "buyer" will be long gone with the money.

Answer 4

So she wants you to deposit the check and wire cash to her daughter for the difference.

You, being very nice, go to Western Union Friday evening and you write a check so you can wire $1745 to the daughter (you kept $5 for WU fees and your trouble, plus you don't have $1700 in your checking account but you will deposit the mom's check Saturday). The daughter gets your money wire, as cash, Friday evening.

Saturday, you deposit the lady's check in your account and life is good.

On Thursday, your bank calls and says that check you deposited in your account from the lady has bounced and you owe the bank $25 for the bounced check. Plus that check you wrote to Western Union bounced because the mom's check bounced. That's an additional $25 fee AND you need to cover this check to Western Union. Western Union writes you a nasty-gram saying your $1745 check bounced, you owe us $1745 plus $25 bounced check fee.

So let's tally the score.

Mom's out $20 - $20 in fake check printer paper.

Daughter is $1745 to the good (but since mom and daughter are the same person they are up a net $1725)

You? You're hosed! You owe the bank $50 in bad check fees and you owe Western Union $1770 in bad check and fees, for a net total of -$1820.

Congratulations, you've been punked, hosed, scammed, used.

Answer 5

It's a scam.
Do a search on any of the following
Nigerian Money Transfer Scam
419 Scam
money forwarding scam
You will see this is a pretty common tactic used around the globe.
There are plenty of interesting ways to handle this but DO NOT cash anything, do not forward any money, do not pass go. The woman is trying to play you for a fool. Don't prove her right.

Answer 6

It's a scam. She sent it to you FedEx and wants you to wire the money Western Union so as to keep the Post Office (FBI, Postal Inspector) out of it.

The check is a fake. It will take about a month for it to bounce.

Call the police and FedEx's Security Department and report it.

Answer 7

That's a fraud. Why would she trust you, the complete stranger for the task involving that much money? You cash the check, you pay the money to her "daughter" and two weeks later, bank find out the check was fake and reverse the payment. You are now out 1705 dollars.

Answer 8

common scam. they send you a phony cashier's check and ask you to wire the balance to someone else. You deposit the cashier's check into your account and it usually takes the bank a couple of months to find out it's phony. By that time, you already wired the money and now your bank is after you for the money.

You see these scams all the time on Craigslist.

Regards

Answer 9

Why all the drama??

Just send the check back. Easy as that. Her personal problems should be of no concern to you. Sounds like something fishy. If this is for real, you can either send it back, or email her telling her, you ripped it up. She should have the receipt and won't be out anything, IF the check is indeed real.
And that's a big IF. Sounds like a scam to me.

Answer 10

The check is bogus anyway.

THINK! Would YOU sent that much overage to a total stranger hoping they'd send back the difference?

Write her back. Tell her you think it is bogus. Invite her to send you another fedex, with a prepaid return fedex envelope, and you'll send it back uncashed. If she's not willing to do that, you'll assume it is bogus and use it to start a fire.

Answer 11

I would tell her that I would mail the check back to her, that you do not feel comfortable cashing the check. If she does not give you an address tell her you will be sending it back to the address on the check.

I agree this is very fishy and I would stay out of it.