would my car payment be easier if i purchased a vehicle previously at the same dealership?

Answer 1

I assume you are asking if you would get a better rate, and I suspect that the answer is no. Your interest rate, which the payment is dependent upon, is based on your credit rating, and is generally automatic. What you MAY get is a break on your trade-in or the price of the car that they are selling you. This is assuming a NEW car purchase, of course. Used car dealers may work in an entirely different manner.

Hope that this answers your question.

Answer 2

car payments are based upon the amount financed, the interest rate, and the length of the loan.

Most of the time, conventional financing via a bank is less costly than financing at the dealership, but not always.

Interest rate is dependant upon the current market conditions and your credit rating. If you are a higher risk, the rate is higher.

The best way to keep loan payments down is to buy an inexpensive, simple vehicle. It may not impress your neighbors but you will also pay less. Also, insurance rates vary based on many things. As a general rule, the more attractive and fancy a car is, the more likely it is a theft and vandal target which translates into a higher insurance cost.

It sounds like you are having financial problems. The best way out of these is to control your spending. One of your major cost is automobiles. Select a conservative, simple, vehicle and your financial demand associated with the care and feeding of it will be less.

Answer 3

It all depends on what you are getting and your credit rating. If you buy a new car some dealers will have deals for low interest loans to get you to buy a new one. The interest rate is what you need to find out. For example if you buy a used car or a new car and they cost the same and you have the same int erst rate then the payments will be the same.If one or the other is different in any way then you would adjust the price for that. (higher interest on one car then higher payments) And it all depends on your credit ratings.

Answer 4

Amost as important as the interest rates is whether or not you are upside down in your current car (meaning you owe more than the car is worth). If so, they'll tack the overage onto the price of the new car, so essentially, you'll be paying for the two cars and just have one.

Answer 5

Don't you think that would depend a great deal on what your previous relationship with the dealer was? And you will need to define 'easier' also. Exactly what are you asking?