Best way to trash a house in foreclosure?

Answer 1

I had so many thoughts on this but everyone before me surmised them all so well.

The best suggestion was to try and cure (prevent) the foreclosure, saving you credit and possibly your self worth as well.

Don't trash the house, everything everyone is saying about the potential legal and financial implications is true. Worst case you go to jail, get fined and have judgments placed against you. Best case you lose out on any chance of salvaging your self esteem and you get monetary judgments placed against you which will effect you financially in ways you can't imagine.

Answer 2

I can only assume that this question is a joke. But I didnt see the punch line. Maybe I can help with the punchline.

"You lost the house because you didnt pay your mortgage, you trashed the house because you were bitter that you bought a new tv instead of paying your bills, someone bought the house for a song because you trashed it.... Now your stuck with not only a foreclosure on your credit but a judgement against you because your lender had to sell the house for less than what you owed. Now your credit is trashed, you still owe money on a house that your not living in, and as long as you still owe money, you'll be stuck renting for the remainder of your natural born life."

All because you felt it would be "cool" to Vandalize a house

Answer 3

Hmmmm..... judging from your question, I have to surmise that your "single-wide" trailer is the subject of your discontent. The first thing you should do is salvage anything of value; ie: satellite dish, dog coup, and that Chevy up on blocks in the front yard. Next would be to remove the straw bales that insulate your dwelling and sound proof your entertainment room. Remember that when you move out, that BBQ grill on you front stoop can be a valuable heat source at your next home. Don't attempt to cut the grass, small children might be playing hide and seek there. Make sure you say goodbye to the "queen of the trailer park" .... you know..... the lady with a "double-wide" just around the corner..... she'll miss your late night visits. Lastly, don't forget a forwarding address. I would suggest the nearest prison, because that is where you might end up if you continue with this child type behavior.

Answer 4

My ex neighbors did the same thing you are thinking about. Don't do it. My ex neighbors took doors, light switches, kitchen sink, toilets, bathroom sinks and then trashed the house by letting their animals leave droppings everywhere. They though it was funny, but they were not laughing when the bank went after them. They filed for bankruptcy and thought they would get off free. They did for a while . But for the next 4-5 years every time they got a tax refund the former bank would intercept it and send them a letter saying they still owed the money. What a bunch of losers.. Good bye and good riddance to those former scumbag neighbors

Answer 5

If you trash the place it is actionable by prosecution. Unless you have the money for a good lawyer (not likely since you're in foreclosure) then you'd be better off not trying it.

Answer 6

Only a fool would trash something that he was going to have to pay for. Every dime of damage reduces the worth of the property and the possibility the loan will be paid in full; meaning the lender gets to pay to damage his own property.

Answer 7

Yikes!!! You have to think about this...

If the bank sells the home for more than the loan and any liens then you get that cash.

If the bank cannot sell it for atleast the amount owed on the loan then they will put a judgement against you.

Don't throw away money just because you are upset.

Answer 8

Hi,
Two wrong don't make a right! By the way, you are the person NOT paying Your Bills, so why do you feel that the property needs to be trashed???? What you need is a good kick in the butt. Maybe it will help you GROW UP!!!!! In the meantime I'll consider you just another looser!

Answer 9

Pull your head out of your @$$. With a bit of luck, the thought will remain there with the rest of the ****, leaving you to think this through clearly.

FYI, destruction of a security interest is a criminal act. If the damage is great enough, it can be a felony with prison time. It's rough having your own head up your @$$, but it's really rough when Bubba is up there with you.

Answer 10

Your lender is already facing a loss because you were unable to honor your obligations. What makes you think it would be a responsible or adult act to damage their security? It isn't their fault you defaulted. It may not have been yours either but they don't deserve to face a further loss and, should you proceed, you could be faced with criminal prosecution for your actions.

Walk away.