In the State of Florida, Tennesse, Kentucky, S.Carolina, N.Carolina, Illinois, Michigan, Colorado, Ohio I need to know how long the state recquires you to keep closed mortgage loan files?
2007-06-20 06:47:59 · 2 answers · asked by Anonymous in Business & Finance ➔ Renting & Real Estate
Im not sure in thease states but I owned a home in Massachusetts 12 years and the former owner was the bank who held my mortgage. There is no record on my credit report so I now have sold the property and I have nothing on my credit report for all my on time payments for 12 years is this legal and what can I do about it any one with an answer would be a great help thanks Cheryle
2007-06-20 07:02:46 · answer #1 · answered by Chellsea 1 · 0⤊ 0⤋
Most of the time it depends on if you are the mortgage broker or the lender.
Now as far as the actual answer to your question, you should call each state and find out their individual requirements.
I hope that this has been of some use to you, good luck.
"FIGHT ON"
2007-06-20 14:30:04 · answer #2 · answered by loanmasterone 7 · 0⤊ 0⤋