Does anyone know anything about "garridy and rhymes" law/ clause or w/e? I heard mention of something...

Question

This is something that if your medical bills exceed the amount you could have made (uninjured) or would be able to make in the future (since before and injury) then this clause or w/e you get to keep your entire settlement w/o having to pay anyone...

I need to know what this is specifically called...

Answer 1

I think it's called 'wishful thinking'.