which govt banks offer personal loans and with what % of interest?

Answer 1

There are not government banks that loan to individuals. Fannie Mae and Freddie Mac are quasi-government and set up for the purpose (original charter conditions) of ascertaining that home loans were available to John and Jane Doe. Here's Motley fool's def:
What is that thing?
Fannie's full name is the Federal National Mortgage Association, and it was founded in the 1930s and privatized in the 1960s. It is a federally chartered corporation, owned by shareholders, that serves as a quasi-governmental agency. The company's charter gives it the objective of making sure there is money available for Americans who want to buy a home to get mortgages, but you cannot simply call up Fannie Mae and ask its loan officers about the going rate on a seven-year ARM; it doesn't loan money to retail home buyers. Instead, it provides liquidity for lenders by providing liquidity in the secondary mortgage market.
So, short answer, you are stuck as a citizen going to a public bank, credit union or other financial institution and checking their rates which may vary depending on your credit score. Probably the next closest thing to a government loan is a student loan....and that's a different animal still.

Answer 2

Well Personal Loans are offered by all banks but rates depends on the borrowers company where he is working or whatever business he is doing. If the organization falls under "A" category then the rate of interest will be quite lower (Like employees of TATA, Aditya Birla Group, WIpro, IBM, HCL, Relience, Infosys, etc.)

'B" (Like Net 4 India Ltd., Lanco Group, etc.) Category will be charged a bit higher rate of interest.

So yo need to talk to the banks directly for the same.

Answer 3

All the goverment banks (personal banking branches) offer personal loans. Interest rate normally varies between 11%p.a. - 15% p.a.

Answer 4

inner maximum economic company is almost a constrained company. Its capital incorporate shares that are bought to shareholders. A nationalised economic company is a private economic company taken over via the government. A co-operative economic company is a economic company formed via co-operative societies and its contributors. in simple terms about all those 3 banks are open to the prevalent public who decide for to apply their banking centers.

Answer 5

almost all the scheduled a class banks in india int rates would be 12 to 18 % pa

Answer 6

The only government banks are the FEDERAL RESERVE BANKS and FANNY MAE AND FREDY MACK.

Fanny Mae lends money to colllege students and the other one lends money to home buyers. The Federal Reserve only lends to the Government

For anything else you need a regular bank.