I went to withdraw money from a local bank ATM before opening hours. The machine spit my card out and said they could not process transaction at this time try again later. But they still deducted the 300.00 from my account and did not give me a receipt. What is my recourse will the bank release the funds to me?
2007-06-15 03:20:08 · 7 answers · asked by Tiffany 1 in Business & Finance ➔ Personal Finance
This happen to me before, just need to call the bank and tell them/best you go to the bank to solve the problem....it would take about 4-6 hour to refund the money back into your account...
2007-06-15 03:29:00 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Go to that bank office on Monday with your atm card. Ask to speak to the person in charge of the atm. Tell them it deducted $300.00 from your account and you didn't receive cash. The video camera should prove this. You, may need to fill out a form. However, it may take two weeks to get your money back.
2007-06-17 05:23:12 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Report the shortage to your bank, and have your receipt handy. I had this happen to me once. I withdrew $100, was charged for it, and the machine only puked out $80. Within a few days, the ATM had been counted out and, sure enough, it was $20 over. I just had the bank credit it to my checking account.
2007-06-15 03:50:29 · answer #3 · answered by acermill 7 · 1⤊ 0⤋
This seems EXTRAORDINARILY unlikely, but I'll bite: go into the bank when it opens, and tell them what happens. Your transaction will have been recorded elsctronically, a duplicate printed receipt remains inside the ATM, and your transaction was also filmed by the ATM machine. When they count the money they'll have $300 too much, and they'll give it to you.
But don't forget, if they DON'T have $300 too much, and the video footage shows you taking any cash out, they will arrest you and charge you with bank fraud...
2007-06-15 04:13:29 · answer #4 · answered by Anonymous · 0⤊ 2⤋
If this is your finanicial institution their should be a few forms to be filled out, then some investigating on the banks part. They then should give you provisional credit. If this didn't happen at your finaincial institution, you need to go back to your bank and fill out the paper work. Good Luck
2007-06-15 04:37:15 · answer #5 · answered by nmr1022 2 · 0⤊ 0⤋
Go as soon as possible to the bank... they will be over when they count the money and will return it to you.
2007-06-15 03:28:39 · answer #6 · answered by Cathy K 4 · 0⤊ 0⤋
yes they will, but it may take time, they will have to count their funds in the atm
2007-06-15 03:23:37 · answer #7 · answered by ticonderoga1186 4 · 0⤊ 0⤋