What can you do to dispute a overdraft charge when your bank statement dont show you in negatives?

Question

You dont see your in the negatives until after the bank takes the overdrawn fee out..

Answer 1

Your statement comes out every 30 days, your account is active day by day, so if you overdraw they send you a notice in the mail. it arrives a day or two after you overdraft. Keep better track of your day to day account balance. The overdraft is posted the day after you have overdrawn.

Answer 2

The reason you would receive an overdraft charge when your statement shows a positive balance is if a check tried to clear that was for more than the balance in your account. As an example if you had a balance of $10.00 in your account and a check for $50.00 tried to clear, that check would be returned and the bank would charge you an overdraft fee. The fee would then put your account in the negative. A notice should have been mailed out if the bank returned a check.

Answer 3

the first place to check is to call your bank & ask why there is an overdraft charge. then if you are not satisified, then write a complaint letter following the policy & procedures outlined by your bank.

Answer 4

Bring the print out to Bank tellers, demand layman term slowly explain to you.