This has recently happened to me and I need to know what my legal rights are. Can anyone help me and provide some sites I can look at?
2007-06-14 09:23:49 · 11 answers · asked by rebecca 3 in Politics & Government ➔ Law & Ethics
Ok this company removed a total of 340 dollars from my account. Without my permission. I am current on all payments to this card. They removed money on the 1st and the 12th of this month. Because of this I now have checks bouncing and have major problems with money.
2007-06-14 09:35:07 · update #1
Taking money without your permission is theft. You should be talking to the police and/or your District Attorney.
2007-06-14 09:33:24 · answer #1 · answered by regerugged 7 · 0⤊ 0⤋
If you gave them your checking account information and they have a document you agreed to or signed stating that they can take the money then the answer is yes.
If you were sued by the company and they are levying your account then yes.
So many reasons why this happens. Now if you can go through a process to stop them, you might have a case. However, they would win and you'd have to pay everything you owed because you still owe them legally.
2007-06-14 09:34:52 · answer #2 · answered by Rothwyn 4 · 0⤊ 0⤋
They couldn't do this unless you defaulted and then they went to court and obtained a judgement against you and then got permission to attach your checking account.
The other way that would do this is if you made arrangements with one of their collections people giving them permission to draft your account each month for a minimum payment.
2007-06-14 09:29:41 · answer #3 · answered by browneyedgirl623 5 · 0⤊ 0⤋
I seriously doubt it. If you've kept your credit card carrier's terms and conditions pamphlet, read through it. If not, call customer service, file a complaint, and contact the Better Busines Bureau. Hope this helps!
2007-06-14 09:31:48 · answer #4 · answered by I really hate my job... 4 · 0⤊ 0⤋
This payment collection might have been one of the conditions when you applied for the credit card.Take a look at the small print.
2016-04-01 07:49:26 · answer #5 · answered by Anonymous · 0⤊ 0⤋
If you have signed up for auto pay, or have sign the contract that allows them to do that then your S.O. L. If you are up to date then that's it. BUT!!!!! If you are behind in payments and the company gets a court garnishment approval then again your S.O.L.
2007-06-14 09:29:20 · answer #6 · answered by The Druid 4 · 0⤊ 0⤋
Contact your State Attorney General. He will have a website.
2007-06-14 09:27:34 · answer #7 · answered by Anonymous · 0⤊ 0⤋
as you were told before, it depends on a full review of ALL facts.
In certain circumstances I can remove funds from your account. So would you like to tell us what the situation is?
2007-06-14 09:26:50 · answer #8 · answered by hexeliebe 6 · 1⤊ 0⤋
Not unless you've agreed to 'automatic' withdraws.
2007-06-14 10:01:56 · answer #9 · answered by Anonymous · 1⤊ 0⤋
If the card was issued by that particular bank, you betcha they can...
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2007-06-14 09:29:09 · answer #10 · answered by dreadneck 4 · 0⤊ 0⤋