How can I find out my FICO score for free ? not credit report fico score?

Question

i know I can go to www.annualcreditreport.com for a free annual once a year credit report, but will this include the fico score and if not can my bank check it. I know when I apply like for a cc or loan, they can check it any ideas?

Answer 1

I wouldnt apply for a loan to find out your FICO score. Or pay a company what you can get for free. Congress allows you to get a free copy of your credit report once a year. Or if you have been denied credit. If you get it directly from the credit agencies you dont have to worry about it affecting you score, as you are not applying for credit.

These are their numbers. Get all of them because they will all be different, its the middle score you are interested in.

Trans Union 866-887-2673
Experian 888-397-3742
Equifax 800-685-1111

Answer 2

the sole thank you to get your maximum recent score (and the excellent one) is to touch each CRA individually and pay their costs. All 3 have web content the place you ought to purchase your scores. or you ought to use MyFICO to purchase your score from trans-union and Equifax, Experian has on the grounds that split with FICO so which you will would desire to touch them one after the different. additionally a individual could have a "sparkling credit document" and nonetheless have a low score by way of very undesirable credit utilization or in the event that they are consistently close to to their credit limits whether they pay each month on time. there are a number of components in contact in credit calculations. It does not harm to comprehend your score. this way you have an thought of whether or not you will land up paying a more advantageous APR and in case you score has extra suitable plenty on the grounds which you final offered motor vehicle or residing house insurance, you may touch the insurance enterprise for a decrease cost as they use credit scores to base insurance expenses. wish this facilitates answer your question.

Answer 3

Your bank can check it but are likely to run only one source, either Experian, Trans Union or Experian. This is not a true view of your credit picture, as one report may contrain info reported that another doesn't.

For the score the charge is usually around $6. If you apply for a credit card or loan, your report will take a hit. If you look at it yourself, there is no hit for the inquiry.

Answer 4

It should include your FICO score when you pull your credit report.