My car was stolen Its a ford Focus 51 plate reg 2002 silver metalic paint air con 15" wheels 54,000 on the clock new brakes front and rear very clean inside and out
The insurers asked the garage to collect my car which found a mile from where it was stolen. My car was written off the brakes Im told were siezed, damage to the door lock and bonnet lock and door mirror.
should i buy the car and fix it myself, can the brakes be easily fixed....
2007-06-08 09:03:38 · 10 answers · asked by Anthony B 2 in Cars & Transportation ➔ Maintenance & Repairs
KNow this..if you purchase your car back it WILL be retitiled as a salvaged vehicle. This means that likely you will not be able to resell or trade it in in the future.. so you should weigh this into your decision before you make it.. you may be able to repair it for a low cost NOW but the cost to you when you buy another vehicle or want to sell this one may be too high a price to pay.
2007-06-08 09:10:42 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Generally yes
From what you say damage is slight and this is technically a stolen/recovered cat D write off.
The difference in value between a catD and a clean one is very little on a five year old car and if you keep it a couple of years you would have no problem selling it on.
Put it this way.... If you dont do there are plenty of other people in the trade who would buy it and make a quid or two.......I would
2007-06-08 18:35:14 · answer #2 · answered by Anonymous · 0⤊ 0⤋
It makes sense to buy it back if the price is right enough to cover the repairs and your risk,Be aware there may be a change to the title,indicating a salvage situation which will diminish the value.It is also likely the insurance company will not issue full coverage after the repairs are made.This happened to me years ago and worked out well.
2007-06-08 16:11:21 · answer #3 · answered by wildmanny2 7 · 0⤊ 0⤋
No, Unfortunately you will lose out ether way, as the value of the car was worth more to you to replace , but unless you are prepared after to get nothing when you resell it ,dump it, otherwise you take the chance of repairing it , next time do not get a Ford , they have the largest theft % in Britain.
2007-06-08 16:19:41 · answer #4 · answered by john r 4 · 1⤊ 0⤋
Only consider this if you are intending to keep it till it's a banger. The HPI will show it as a write-off if selling. Otherwise get estimates for repair and see if the deal makes sense. Allow a bit for extras though
2007-06-09 04:51:44 · answer #5 · answered by The original Peter G 7 · 0⤊ 0⤋
it depends...How much are they asking for it??
The brakes and the problems you stated are very easily repairable.
also, if you do buy it back....it would be near impossible to get full coverage insurance on it and the resale value takes a HUGE hit on this.
2007-06-08 16:10:59 · answer #6 · answered by creatingmars 3 · 0⤊ 0⤋
your insurance company should pay for your loss. the salvage value of your car or the repairing cost. file a claim to your insurance first
2007-06-08 17:16:06 · answer #7 · answered by yo~ 3 · 0⤊ 0⤋
how much are they offering you with the car back?you need to know what you are doing with brakes. if you get 2 - 3k or more and the car you should be ok
2007-06-08 16:13:11 · answer #8 · answered by Anonymous · 0⤊ 0⤋
it is not worth buying it as the insurance will be to dear after a write off
2007-06-08 16:19:09 · answer #9 · answered by capcave2002 4 · 1⤊ 0⤋
If you can buy it cheap , which i bet you can ......then fix it.
It will be a cheap car and easy and cheap to fix - 150 quid max
Good luck
2007-06-08 18:41:04 · answer #10 · answered by James b 2 · 0⤊ 0⤋