Stocks and bonds?

Question

Okay- Say I'm getting $250,000. I don't know what I'm going to do with it, but I was thinking stocks and bonds? But how does that work? And if I were to "invest" all of it, how could I increase the amount in a quick timespan?

Okay, first response- Thank you for that kindly, so helpful advice you gave me. I came on here to get the basics on stocks and bonds from a few simple answers before investing any more time on it, not to hire some random stranger to take my money. Calm down. And next time, why don't you just try NOT answering if your answers are completely and utterly useless to the person asking the question? Thanks a bunch.

Answer 1

Based on your question, and the other questions you have asked in this forum, my advice would be to hire a qualified manager to invest your funds for you. In addition, while you are not going to get much of an education on investing in a paragraph or two, you might, if you wish to learn the basics, thoroughly explore yahoo finance, especially the markets section, and also have a thorough review of investopedia.com.
When you invest in stocks and bonds you are competing directly with folks who have degrees, and often advanced degrees, and lifetimes of experience in investments; recall the old adage 'fools and their money are easily parted'.
Hire a pro.

Answer 2

Download my free book and go straight to section 2, where I go over the anatomy of bonds, stocks, and mutual funds. It starts all the way from the beginning, so that you get a fundamental understanding of them. Click on my profile and read the info to get the website. I am not a financial rep and am not selling anything.

Basically a stock is an ownership investment and a bond is a lending investment. The risk of not getting your future income (interest from bonds or dividends from stocks) is what separates them. Bonds are a contractual debt obligation, meaning that the company has to pay you the interest as long as they do not go belly up. You get no assurances on dividends from stocks. Hence, stocks are more risky. However, more risk means more return in the long run.

Read my book. It took me 16 months to complete, so I put a lot of time into it. The only thing it will cost you is your time.

Answer 3

Let's say you really have $250,000 to invest. Is the best way to get ideas on how to do so from;

A. Strangers that you have no way of verifying their qualifications or motives.

B. Taking some time to learn the basics of investing and then calling a professional at Schwab, Fidelity, Vanguard or T. Rowe Price.

Asking "...how could I increase the amount in a quick time-span?".... you think you're the only one that wants that? Do you really think anyone has an "real" answer to that question? You also need to be realistic about your expectations vs. the risk you're willing to take.

If you really have $250,000.00 that needs to be invested, the first thing you need to do is have your feet firmly on the ground. Anything else is financially irresponsible.