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First: I have seen those ads where you can sell your home quick (some even advertise getting the cash in 48hrs) and I didn't know if they were legit. Do they affect your credit in any way?

Secondly: I'm due to have a baby in 2 months. Is it possible (or safe) to make a move within this time frame?

We have been fighting to keep our house for some time now. I think it's smart to know when to back out of a situation before it becomes worse. I've tried contacting our mortgage company and they seemed shocked that we were trying to recitfy a situation considering we weren't in that bad yet. (We've only been over 30 days once). The problem is when I take my maturnity leave I will not be paid one cent from my place of employment- aside from the vacation I've been saving for this situation. And so the cause for my pressing questions... Thanks for any advice in advance!

2007-06-08 00:52:15 · 7 answers · asked by beebidoux 2 in Business & Finance Renting & Real Estate

7 answers

Answers to both questions

1. Number one is a scam. DO NOT DO IT.

2. You can sell in two months, but in the buyers market we are in it will be hard. Remember closing can take two months alone.

2007-06-08 01:00:15 · answer #1 · answered by Terrible G 4 · 0 0

1. Unless you have a lot of equity in your home, it probably won't work. These places are legit, but they generally only pay 70% or so of the home's actual value, and even less if it needs significant repairs or updates.

2. Ask your doctor - they can tell you if there are any safety issues. However, it is unlikely that you will sell your house and have to move within 2 months even if you put your house on the market tomorrow, unless you have enough equity to price it at a bargain price, or the market in your area is so hot that houses are still selling within a week or two of being put on the market.

Unfortunately, given your circumstances, you probably should have put your home on the market several months ago, so that you could have sold it by now. As it is, you could put it on the market and if you get an offer, negotiate the closing so that it will be after the baby comes if your doctor has safety concerns.

2007-06-08 01:17:03 · answer #2 · answered by aj485 5 · 0 0

First: I don't know about the ads you've been seeing but usually things that advertise like that end up not being what you expect. There is a book you can get, look at the library, called, "How to Sell Your House in 5 Days." I would check this out if I were you. I got the book at the library and read through it but am not ready to sell my house yet. You sell it yourself, following the author's plan. There aren't any fees or anything that you have to pay. The gist of it is that you place an ad in local newspapers on Wed. saying you are selling your house to the highest bidder and have an open house on Sat. & Sun. People come to your open house and sign a paper with the amount of their bid. At the end of the open house on Sunday you start calling the people, starting with the lowest bid. You tell them that they have been outbid and would they like to raise their bid. The author says you will get fair market value for your house doing it this way. If no one offers as much as you need then you don't sell. Definitely, check out this book and see if it will work for you.

Second: Yes, you can move within the 2 month time frame. I was pregnant with my second daughter when we bought our current house. We moved in exactly one week before my daughter was born. Of course it's easier when you're not pregnant, but it can be done.

2007-06-08 02:03:46 · answer #3 · answered by angela 6 · 0 0

Where you get them from is incredibly important. Rats from pet stores are mass bred so, as you say, can have bad health. They also won't have been handled much so won't be very friendly. If you buy from a pet shop you support this trade so you are basically funding animal cruelty. If the rats sell they will keep getting more in. So although you save the lives of the rats you buy, you condemn others to cruelty. If you go to a rescue on the other hand you are supporting a good cause. Rescues often get pregnant does in so will have litters of babies looking for homes. A good rescue will handle babies from very young so they will be nice and friendly. Breed wise, rats only really vary in colour and this doesn't affect their personality the way it does with dogs for example.

2016-05-19 22:03:58 · answer #4 · answered by ? 3 · 0 0

Your first question.....that seems too good to be true.......so I doubt that it's legit. If you do sell it, as long as the mortgage that is due is paid in full, then it won't affect your credit. Since your 7 months along......if you're going to move, now is the time. You do want to get help though, and don't pick up on anything heavy. I wish you the best of luck with your move and your new baby.

2007-06-08 01:01:50 · answer #5 · answered by cajunrescuemedic 6 · 0 0

sweetheart, i'm sorry to say this, but that sounds 2 good 2 be true, & i can relate to where u r coming from about the situation from maternity leave. i've been there but sweety that's where daddy comes in at, he's suppose 2 be your backbone in things like that. when you don't have it, he's suppose 2 have it, when he don't have it, you're suppose 2 have it. come on now you 2 have a baby on the way, tell him the same way ya'll went half on that baby, is the same way you're going half on the bills. so no don't sale your home 2 those people, it's a scam, because i'm pretty sure your house is worth more than what they are trying 2 give you, just hang in there it'll get better, and by the way : CONGRATULATIONS ON YOUR NEW ARRIVAL!!!!!!!!!!!!

2007-06-08 01:15:25 · answer #6 · answered by missnubooty 3 · 0 0

1. Many are legit, just don't expect to get anything near market price. NEVER let them assume your loan, however. Get at least enough cash to pay it off yourself.

2. Ask your doctor about any safety issues. Buying a home and moving in in 2 months is possible, but statistically unlikely.

2007-06-08 01:08:17 · answer #7 · answered by Bostonian In MO 7 · 0 0

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