I Was selling something through craigslist priced at $2000, and a out of state buyer said they were gonna send me a Official Check overnight... I got the check in the amount of $4700...and was to wire the remainding of $2700 to thier shipper after i was to arrange the best time&day for pickup.
My bank said 7days to Clear...So OFCOURSE i waited...the 7th day i arranged time&day of pickup and sent money,,,
4Days Later I have a NEGATIVE $4700.00 at my Bank...By then I have already Spent my $2000 and sent off the $2700.00... To avoid joing to Jail as threatened by my Bank and Local District Attorney I put up all the Money on my Credit Card....
HOW CAN I GET THE $2700.00 BACK???
***the transfer was done through MoneyGram and I have the name of person that i sent it to...but Moneygram Wont tell me the Location or Any info regarding pickup of Money sent.
2007-06-07 08:51:08 · 5 answers · asked by Pappi 2 in Politics & Government ➔ Law & Ethics
Scam has been widly reported. Contact the police; and the fbi. but odds are you are screwed. Moneygram won't have anything to help; bet on it.
I won't even comment on the logic of handing someone 2700 for a check in this day and age.
2007-06-07 08:55:45 · answer #1 · answered by wizjp 7 · 4⤊ 0⤋
Until you have completely settled the finance, the car is not yours. It belongs to the finance company. If you were to sell the car, that could be considered either fraud or theft by the finance company and/or the Police. Either conviction could lead to a prison sentence, and a criminal record that will harm your employment chances for the rest of your life. In addition, you would still be liable to pay the rest of the finance. If you stopped the payments the finance company will investigate, and may take you to court. You won't win that case. Failure to keep up the payments will harm your credit score, which will make it more difficult for you to get any form of credit in the future (e.g. electricity or gas account, mobile phone contract, another car loan, a mortgage, a credit card or store card, etc.). If you are short of money, you need to phone the finance company to explain the situation. You can then get their permission to sell the car, but that will be on the understanding that you use the money from the sale to settle the finance. Ask them for a settlement figure. You need to be aware that if you bought the car new or nearly new with a small deposit, the settlement figure from the finance company may be more than the current re-sale value of the car. Any sensible buyer will do an HPI check before buying your car, which will show up that there is finance outstanding on the car. Should you sell the car without clearing the finance, the finance company are within their rights to repossess the car from the buyer. In that event, the buyer will likely chase you for a refund, and if you do not pay up could take you to court. A County Court Judgement against you will further damage your credit score.
2016-05-19 02:09:36 · answer #2 · answered by ? 3 · 0⤊ 0⤋
Oh No, not another learning experience!
That is a scam that has been going on for some time.
Never accept a check for more than the amount.
Official checks often take 12 business to really clear.
If you sent them a "Personal Check", they have to have ID and sign the back to cash it.
Report it to the police and FBI.
If they are in the USA you might have a very slight chance, but usually they are in a foreign country.
2007-06-07 08:54:09 · answer #3 · answered by Darth Vader 6 · 4⤊ 0⤋
You may be out of luck. These scammers conceal themselves very well for fear of persecution. Probably the name you have is an alias.
2007-06-07 09:04:20 · answer #4 · answered by mustagme 7 · 0⤊ 0⤋
LAWYER!!!
2007-06-07 08:54:45 · answer #5 · answered by lei 5 · 0⤊ 3⤋