basically about 6 months ago we had agreed on a small payment plan for my 2800 dollar debt. then i found out one of his associates had harrassed my mom at my old house which really upset me. so i cancelled the agreement a few days before he was supposed to take the payment from my checking account and closed the account.after he got the stop payment the collection agency threatened me saying i wrote a hot check and he was sending the sherriff over to arrest me for writing hot checks and said when i am done with you you will be in jail and not have a dollar left. well i havent heard from them in almost 5 months until today as they sent a supposed middleman to say he was trying to resolve this and that he had record of me writing 6 bad checks because they have been trying to get the same 175 dollar payment each month even though the agreement was off and the account was closed before any of their attepmts went through. basically he said the sherriff was coming to arrest me. what can ido
2007-06-06 18:45:41 · 6 answers · asked by apremont1 2 in Politics & Government ➔ Law & Ethics
sorry, i forgot say that after he trheatened me with the sheriff he said i owed them over 7,000 dollars for the bad check was 3,000 and 4,000 for the cc. but after he threatened me right when i said ur calling me at work annd ur harrassing me he offered a 2,000 buyout and cvlose the case. what do u make of this too?
2007-06-06 19:53:09 · update #1
You do not indicate if you agreed to the payment plan in writiing or verbally (and if verbally, did they collection agency indicate they were recording the conversation).
If the collection company can prove that you entered into a repayment agreement, you could not legally revoke it and they may have grounds for fraud on your part if you agreed to have the money taken from a checking account, especially if it is in writing, then closed the said account. If that is the case, you need to see an attorney as soon as possible.
2007-06-06 19:38:17 · answer #1 · answered by bottleblondemama 7 · 0⤊ 0⤋
Contact a debt lawyer. It sounds as though it is harassment however this is a question and situation you need to bring to the attention of an attorney. If you recognize the number do not answer it until you've gotten information from your legal representative. Usually you can answer it and record the phone call (check local laws). If there are no laws prohibiting the call from being taped without the other parties knowledge then tape it and next time they call if you have successfully taped their call and identified the callers name and on behalf of what company inform them that if the harassment does not stop you are contacting an attorney .. unless you have already retained representation.
2007-06-06 18:52:07 · answer #2 · answered by Anonymous · 1⤊ 0⤋
Funny, I just read the Army Times that I take as a military widow, and it had an article about collectors with 7 rules to dealing with them. The first rule was to assume they are lying. Several other times, the article said to refer to the first rule. In most states, checks that were not written fraudulently cannot be collected after six months, which might explain their frenzy if it is close.
2007-06-06 18:58:19 · answer #3 · answered by One Wing Eagle Woman 6 · 1⤊ 1⤋
They're going to f uck you good now, you should have payed the AGREED fee like you promised, and then take any problems to court, AFTER you paid.
That is like an innocent man skipping trial because "he didn't do it."
2007-06-06 18:59:36 · answer #4 · answered by futurefbiguy 2 · 1⤊ 0⤋
Yes, they can do that. Get in touch with a lawyer or a debt consolidation company. Do something, so that the next time they show up, or before, you can show them you are doing something.
2007-06-06 19:07:16 · answer #5 · answered by monkey 3 · 0⤊ 1⤋
you owe them money, now you don't want to pay them back?
what would you do if someone did that to you?
are you that cheap?
2007-06-06 21:59:30 · answer #6 · answered by Sexy dude 5 · 0⤊ 0⤋