we are ttc and am so confused on the insurance aspect of this. I was just wondering if anyone who has been thru this knows how much this whole process costs them. I know it can cost thousands but what actually does it cost out of pocket. I think our insurance covers 80% after deductible and 100% of medical services, as i work for the hospital. What does this mean? I am so confused. Is this something I should be saving for now even if I am not pregnant yet, is it going to be an outrageous amount of money just to have the baby and do the whole prenatal doctor visits? Help!!
2007-06-04 11:01:26 · 4 answers · asked by Anonymous in Pregnancy & Parenting ➔ Pregnancy
That sounds about right. It costs thousands of dollars and you will be paying for 20% (that's how my plan works too). It could end up costing a lot more than you think, my baby was in the special care nursery due to complications and that was the most expensive part of the deal -- but obviously worth every penny. It doesn't hurt to start saving now!
Good luck!
2007-06-04 11:09:38 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Only your insurance company can clarify that for you. Every company and every plan is different. Just be aware that many tests may be considered optional by the insurance company and not paid for (genetic screening, amniocentesis, CVS, etc.) so make sure your insurance company lays out exactly what they do and don't cover.
2007-06-04 18:07:38 · answer #2 · answered by Anonymous · 0⤊ 0⤋
I got on medicaid and they covered all my expenses. Thank god because I had a unplanned c-section and it would have cost me 20,000 dollars. I think it would be wise to start saving because you have to plan for anything that could happen. I plan on saving before my next pregnancy so that way I will be prepared this time.
2007-06-04 18:06:25 · answer #3 · answered by Anonymous · 0⤊ 0⤋
call your insurance company, they will give you the complete answer.
2007-06-04 18:04:39 · answer #4 · answered by parental unit 7 · 0⤊ 0⤋