Whats the diffrence between ssi and being 100 percent disabled?

Question

I have been getting ssi for 10 years. its only 600 a month, i don't work. I want to apply for 100 percent disability. whats the diffrence and what is the diffrence in the amount of the checks?

i am 30. i have worked a few jobs nothing too long, i do get 300 from ssi and 300 from ssdi, my disabilitty is i can't speak due to a respitory problem, i was curious as to how i can up my checks? 600 a month doesnt cut it in todays world

Answer 1

The reason you get both SSI and SSD is because you did not work enough to get more than the $300 you say you are getting from SSD.

You are getting $300. SSI to make up the difference of what you ar entitled to under the law. You will not get more from them as they meet what is required.

SSD does not have percentage disability, if you are getting any at all from SSD (you are) 100% dissabled.

Answer 2

SSI is given to disabled people who haven't worked enough to draw Social Security Disability.
Some States will allow a person who is drawing S.S.I. to receive a small money grant as well as food stamps from welfare if the cost of living is high where you live.$600.00 a month isn't much! I am disabled and I draw Social Security and I have a hard time making ends meet. I can only imagine how hard it would be to live off of only $600.00 a month! Good luck!So call and apply for what ever you can get to help you.

Answer 3

I just want to comment on the $600. I know that kind of money doesn't cut it in today's world, but I know people on disability who only get half that. I don't know where you live or anything. But I know where I live, there's a lot of low income people (disabled or not) and the minimum wage is still $5.15 an hour. So even for a working person the current minimum wage doesn't cut it.

Answer 4

What is the difference between Social Security Disability (SSD) and Supplemental Security Income (SSI) benefits?

SUPPLEMENTAL SECURITY INCOME (SSI)

SSI is a cash benefit program for people who are blind, aged over 65), or disabled. To qualify for SSI disability benefits, you must be able to prove you are both disabled and financially qualified. To be financially eligible, you must prove that your income and resources fall below a certain level. If you receive SSI benefits, you are automatically eligible to receive Medicaid health insurance.

Some examples of income are: cash or gifts you receive each month that can be used for food, clothing, or housing.

Some examples of resources are: things you own that can be turned into cash. For example, property and bank accounts are resources.

NOTE: Some types of income and some types of resources do not count against you for SSI purposes.

SOCIAL SECURITY DISABILITY (SSD)

SSD is a cash benefit program for people who are disabled and have "insured status." Generally, to have this "insured status," you must have worked about five of the last ten years, and paid Social Security taxes out of your paychecks into the program. However, different rules apply for younger workers, so check with the Social Security office that is nearest you. SSD is not based on financial need.

If a child's parent has "insured status," and is blind, disabled, or deceased, that child may be eligible for benefits, even if he or she is healthy.

After 24 months of SSD benefits eligibility, you become eligible for Medicare health insurance. If you are not sure whether you meet "insured status," it is best to go ahead and apply for the SSD benefits.

What if I have other questions?

If you have any further questions after reading this informational letter, please feel free to call Neighborhood Legal Services, Inc. at 847-0650 and ask for the Disability Unit.

Answer 5

There seems to be some confusion on these 2 terms...DISABLED & HANDICAPPED. If you are in a wheel chair or have been classified as a handicapped person, then you will receive a higher benefit amount. Every state has a different amount that is paid out in Disability benefits that is added to the Federal dollar amount of your "award". It is explained in your yearly benefits award letter that you receive from the SSA every year. There are 2 types of disability...PHYSICAL & MENTAL. If you have mental, then it is advisable to apply for public assistence & ask for food stamps. This should balance out the amount of "income" that you are not currently receiving. You also qualify for low-income government subsidized housing that cannot exceed 40% of your monthly CASH allowance. Most people who are on mental disabilty have a "payee" & this complicates applying for public assistence (welfare), because you have to have them fill out some paperwork in addition to your own to qualify for food stamps. People with a physical disability tend to get a higher monthly cash award, but it renders them unable to qualify for the food stamp assistance programs! It also makes it more difficult to find low income housing because most of the properties tend to cater to only the people who have been given a "mentally disabled" title/status! Their rent is not paid by them, it is paid by their payee or by the state agency that is handling the persons "case" (case managers), directly to the property managers! This is how it works in Southern California. It could be different where you are located!

Answer 6

If you under the age of 62 then you will only qualify for Supplemental Security Income - Disability. Unless you had a pension program somewhere you are probably receiving the limit in your jurisdiction. If you reach the age of retirement, and you are supposed to get less (formula based on hom much you earned in your lifetime) than you will get less when you reach the age of retirement.

Answer 7

ssi is for people who are disabled and never worked or worked very little. 100 percent disablity is for persons who have worked and is based on total of income that was made over the years, that is they approve you.

Answer 8

But dont u find it funny that u can work and earn more money on SSD than on SSI! You would think when they say totally disabled means u cannot work then you cant work!

Answer 9

ssi is usually for people with disabilties who has not worked much in their lives or has not held a job very long and has not payed much into uncle sam. total disability is usually someone who is totally disabled and has paid alot into uncle sam.

Answer 10

Quit playing like you can't do anything - you can. You can type questions on yahoo! answers. You can do data entry from home. Quit trying to make the American public pay for your living. I'm disabled but I work hard and I earn all I need.

You're going to get from life what you put into it. If you work hard, you get rewards. If you are lazy, you won't.