I am on Direct Deposit through my workplace. Not due to any actions or inactions on my part, my check didn't get deposited and because of that I have accrued multiple NSF charges. Legally, is there anyway I could get those penalties back from my employer?
2007-06-02 10:15:13 · 7 answers · asked by Marie Q 2 in Politics & Government ➔ Law & Ethics
Yes. If your employer did not make payroll they are in violation.
2007-06-02 10:18:43 · answer #1 · answered by vegaswoman 6 · 0⤊ 0⤋
Your NSF events occurred because you wrote checks without first ensuring that funds had been deposited. Making sure that the money is there before writing the check is your responsibility not your employer's.
As a point of information, debits and credits are applied to your account in the sequence they are applied. That is, those with the earliest date are applied first and within that date items are applied by the oldest time. Most banks today gather all of the items deposited on a given date and apply them together so that deposits and with-drawls
2007-06-02 18:20:08 · answer #2 · answered by Randy 7 · 0⤊ 0⤋
If your employer did not pay you on time, and has still not paid you because they are unable to make payroll, you should go to the Department of Labor who will sanction the employer and force them to compensate you for your losses, including bounced check fees. However, if it's just a matter of the Direct Deposit not getting there because of a banking issue or the like, or not paying you when your payday is on a Sunday or some other acceptable business practice, you are not going to get very far with your complaint.
2007-06-02 17:29:46 · answer #3 · answered by Toodeemo 7 · 0⤊ 0⤋
Yes. But without being demanding, check with your HR, let them know what the issue is/was, if the company is worth anything, they'll pay up without small claims court. If they say no and the check/ deposit wasn't there by the stated date and or time, take'em to small claims.
As per "Barbie", if it was a check issued by the bank, then the "check and see" might work, but in the real word, we have "labor laws" and this issue is covered in such. Must be a blond Barbie.
Good luck.
2007-06-02 17:28:32 · answer #4 · answered by vinny D 1 · 0⤊ 0⤋
Only if the company didn't deposit the money on the day they usually do.
Remember that when banks work your account, they DEDUCT debits first and ADD credits second.
2007-06-02 19:14:43 · answer #5 · answered by Anonymous · 0⤊ 0⤋
Yes, same thing happened where I work and they told us if we had any NSF's to bring a copy of the checks to them and they would refund me.
2007-06-02 17:29:58 · answer #6 · answered by Steph 3 · 1⤊ 0⤋
I do not believe so. Normally, you are told to make sure the money is there before writing checks. Sorry.
2007-06-02 17:23:43 · answer #7 · answered by Barbie 3 · 0⤊ 1⤋