Hi. Is anybody here knows a website or a company where you can have an advance cash without much requirements? such as employment verification? Or one that is good for a self employed person? the cash im looking is like $500 less.
2007-06-02 04:55:05 · 5 answers · asked by Anonymous in Business & Finance ➔ Personal Finance
There are none! Seriously unless you want to pay about 29% interest stay away! Ask a friend or a family memeber or anyone but the cash advance places. A god thing you can do is take something of vaule to the pawn and get a loan on it. Then when you get the cash you can go pick it up again with a lot better interest.
2007-06-02 05:01:20 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Keep in mind that if you use one of these companies, their interest rates are astronomical.
That being said, they do come in handy when you're in a pinch for a few hundred dollars at once. I've used quickest-cash-advance.com before, usually borrowing $200 or so. They don't require any kind of fax or written information, and they deposit the money into your bank account by the next day. The info the ask for is pretty minimum, such as current employer, how long you've been there, name of supervisor, bank info, rent or own your residence, etc.
You can spread the payback over the next 4 paychecks, but each time you go another paycheck, it costs you an interest rate of $30 for every $100 borrowed. So if you borrowed $200, you will owe them $260 initially. You can decide to payback only the interest on your next paycheck, up to 4 paychecks before you have to start repaying on the principle. So let's say you borrow $200. Your next paycheck, $60 minimum will be deducted. Next paycheck after that, another $60 will be deducted, and so on. After the 4th paycheck, you have to payback at least $50 on the principle, plus the $60 interest.
Of course, this can all be avoided by paying it all off on your next paycheck, so it would be a one time deduction of $260, and you would be clear.
As you start to pay off the principle, the interest deductions will go down. For example, if your principle gets down to $100, then you will owe $30 minimum each paycheck.
Be careful though, cuz those $60 deductions can add up, even though they don't seem like much. Go to that website, and it'll explain it better than I can, since it's been a while since I've had to use them.
Good luck in whatever you do!
2007-06-02 05:10:07 · answer #2 · answered by Beeracuda 4 · 0⤊ 0⤋
There is no such thing as a good cash advance company, and with the fees most people end up taking the loan out over and over again because when you pay them your out that $500 plus at least another $100. It is a repetitive cycle that slowly drains your wallet. Simple advise do no do it you will end up regretting it I know I did
2007-06-02 05:15:26 · answer #3 · answered by Pengy 7 · 1⤊ 0⤋
Yes. Try http://www.creditbud.com/paydayloans.html
They might approve a loan of upto $1500 with out any creditchecks in as fast an hour.
2007-06-02 07:10:26 · answer #4 · answered by Anonymous · 0⤊ 3⤋
Check out, please
2015-11-20 19:39:47 · answer #5 · answered by ? 3 · 3⤊ 0⤋