Should Health Insurance be Illegal?

Question

Think about it, if health insurance was illegal hospitals/doctor's offices wouldn't charge outrageous amounts of money for relatively simple and easy proceedures. Since the majority of Americans have health insurance, health practices can change whatever they want since the insurance companies are paying most of the bill. The result is higher premiums/co-pays and a spiral that will eventually lead to unaffordable health care. We need a solution, such as 20 dollar clinics where the health institution only takes cash and no insurance, for one example. American health care is top of the line in the world, yet if nothing is done, no one will be able to afford it.

Answer 1

If it were made illegal some group would just find a way to smuggle it in for us.
No, the only way to cure the system is to kill the system and then use donated organs to rebuild it from the ground up.

Answer 2

No health insurance is a sound idea, it is the insurance companies that are criminal.

They do everything they can to not pay health care professionals. This is an outrage. One of the reasons your doctor bills are so high is because waiting for payment does not pay the bills your doctor has (staff wages, office rent, student loans, etc). The insurance companies try every legal loophole to prevent medical tests being done to see if there is a problem. To prevent claims, think of all the jumping through hoops a person has to do. Then when it is all over, the insurance company raises the premiums.

If you don't like your health insurance company, forget about finding a new one. They use "pre-existing condition" clauses to prevent you from filing for at least 3 years for your ilness. Meanwhile that new company is still taking your premiums.

Answer 3

Even though your idea has a point, it has many flaws that would come after its introduction. For one, what would one do if they did not have enough money to pay for the medical treatment? Would they deserve to die just because they did not have $100 or $50? What if they were poor and had cancer or a stroke?

A better system would be a law providing for universal health care and laws that severely reprimand any pharmaceutical companies or doctors for price-gouging.

Answer 4

You can look back in history to a time when people did not have heath insurance. Hospitals did not treat people for less money than they do now. They didn't treat them at all.

Rich people paid doctors to visit them in their home. People who couldn't afford that, died. If fthey went to a charity hospital about all they would do is ease them into death.

Feeling nostalgic?

Answer 5

Should prohibiting a willing buyer and a willing seller from entering into a contract with each other be illegal? I say yes.

Please put your pie in the sky nanny state dreams where they belong, on the shelf.

Answer 6

I think your plan might have the opposite effect. Prices could very well go up.

Answer 7

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