i got a $ 2.495 check and cashed it so will i go to jail for that i did nothing wrong i ask them befor i cash?

Question

it and they call the bank and everything and said it was good i cash it at a check cash place and that was about 3 weeks ago and they called me today and said if i don't pay them back with 2 mouths they will call the cops butt they have to take me to ciurt right they can't just call them and put me in jail can they

Answer 1

It is your responsibility, not the bank's, to make sure a check is good prior to accepting or cashing it (that is why most larger dollar transactions are either by cash, money order or certified funds). If you cash or deposit a check and the check is returned as NSF (Non-Sufficient Funds) you are liable to pay back the bank that you cashed the check; however, you are free to pursue legal recourse against the person or entity that owes it to you. Best solution is to contact the bank, make repayment arrangement to pay so much a month (and stick to it) then pursue litigation against the person that wrote you the bad check.

If you don't do anything, the bank could file a police report for fraud and yes, you could end up in jail with criminal charges against you for the bad check.

Answer 2

I have been in banking for 10 years and I have seen alot of fraud. Just from the information that you have given it seems that the bank didn't use enough caution dealing with a large check. To make a fair assessment I would need alot more information. Did you cash the check or deposit then withdraw the funds when you thought they were clear? Do you normally cash or deposit checks that large? Where did the check come from?

This goes for everyone with a bank account. Before you cash or deposit a check, do you know who it is from and why are they giving you the money? Example, you're short on rent and you call Mom or Dad and they "lend" you some money. Noone would think twice about cashing that check, because of the source. But, let's say Joe Smo a friend of a friend needs you to "do him a favor" and cash this settlement check and he will give you $200 for you time and trouble. RED FLAG #1- Most people are by nature cheap as heck. $200 is alot of money to give away. If you get a random check by mail, be very wary of the source.

So to answer your question, Yes you are liable for the check mainly because when you endorse (sign) a check you are accepting full responsibility for that check. For example, your cousin Fred signs his paycheck over to you, you cash the check at your bank and 2nd edorse it, the company is broke and the check gets sent back to your bank for issuficient funds. The bank could care less about who Fred is because you took full responsibilty for the entire check. Your bank is coming after you for the money. You then would have to get the monet back from Fred. As far as the cops coming to your house, I believe that was a scare tactic to recover their loss.

Answer 3

I'm having trouble figuring out exactly what you are asking. Maybe you should repost this question with more details, like what exactly this check is, where you got it from, was it a loan and all the circumstances surrounding this transaction, oh and feel free to use the spell check its free you know. But if you are asking if a private company or private person can simply arrest you the answer is no. The cops will not arrest you for them either. Un-paid loans are a civil matter not criminal. They will be limited to the remedies in the loan agreement and will likely be able to get a judgment on you and other civil remedies. Unless you out right defrauded them there is no criminal penalty for not repaying a loan. They are probably just trying to scare you, next time record the conversation, its against the law for creditors to harass or threaten you. You can turn around and sue them if they do so.

Answer 4

Oh, this is a tough one.
First, if you were a totally honest person you would have inquired from the issuing agency (bank or whatever) WHY this check was sent to you. You undoubtedly didn't consider the other side of this coin...there are scams out there where you will be sent a good check hoping you will cash it then threatening you with arrest until you repay the money...with interest...which will end up with you repaying about twice the amount of the check. Doubtful that you will be put in jail but they CAN sue you in civil court.

Answer 5

There is no free money. If you cashed the check at a "check cashing place" then you technically have a loan. You have to abide by the conditions of the loan or they can arrest you. Court would come after the arrest.

Answer 6

Your common sense is like your spelling...it lacks a great deal. You didn't say WHY you got the check or from whom. I guess you just thought this was easy money. If the check cashing place was legit to begin with, they would have already filed a report with the police for GRAND THEFT. I suggest you get your behind removed from your anus and go to your local police department and tell them your story...I find it hard to believe you are so naive unless you are a 6 yr old.

Answer 7

you are not telling the whole story so we can not give you a answer. you just said you cashed a check. there is no law against cashing a check. did you steal the check> take you time and rewrite your question so we can better understand

Answer 8

BY cashing the check you agreed to the loan conditions. You should have read the fine print, No one sends you a check for free.... sorry

Answer 9

Of course... many many things matter. It is just that non-Mormon/non-JW Christians (in the past) have continued to say that we don't worship the same God, and that we don't put our trust in Jesus for our salvation. They have argued that Mormons are not Christians because we say we are "saved by grace after all that we can do" rather than just simply, "saved by grace". Since we do exercise faith in Christ for grace and salvation, but we also choose to do as much as we can to serve and obey God, we have already met the minimal requirement of "saved by grace". That is why we say, "Nothing else matters..." WE don't believe that "nothing else matters" but by the argument of some people that we are not Christians because we want to do MORE to serve and obey God, we say that FROM THEIR PERSPECTIVE it doesn't matter what EXTRA we do, because we are already saved by grace, even though we ALSO want to serve and love and obey God. It really is a spurious argument, though. I attend born-again Christian meetings, and I understand that the only difference between the things we believe is a matter of different language - ie semantics. If you stop arguing for the differences, and start seeing the similarities, you will begin to wonder why you were ever so concerned about the welfare of our souls.

Answer 10

Yeah, they can put you in jail. I'm assuming you knew that it was a bad check or that the money didn't belong to you, eh? Tsk tsk. I'd be doing everything I could to avoid going to jail if I were you i.e. paying it all back a.s.a.p.