I am considering relocating to Tennessee as soon as I get my divorce and home sold here in Va..However due to my situation with the divorce and my 20 and 21yr old daughters they have completely demolished my credit score to the 400s does anyone know how strict they are in Tn when applying for rentals? I have been on my job here in the medical field for 20yrs.
2007-06-01 06:56:44 · 5 answers · asked by vacountrygirl 1 in Business & Finance ➔ Renting & Real Estate
Well, I live in CA but I'm sure it is the same from state to state. I believe it all depends on the management company. The good thing is that you have had a steady job for 20 years. They don't always look at your FICO score. They consider how much you make, how long you have been at your job, your current and/or previous landlords. Don't give up! Every complex is different. If anything, you might have to pay a larger security deposit. I hope that helps. Good luck to you.
2007-06-01 07:06:12 · answer #1 · answered by mrs.darkbladez 3 · 1⤊ 0⤋
When you sell your house why cant you use some of that money for your bills? I had a HARD time finding a place to rent with my credit score so low 4 years ago but I found an apt the the owner himself was renting I just spoke to the owner and explained why my score was low he in turn asked me to show him my bank statements to prove I was depostiting at least $ 2400.00 a month ( ie proof i had a job)
he let me rent I have never been a day late on my rent with him as a matter of fact I am always early.Now by the grace of god my credit score is much higer.
2007-06-01 07:14:20 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Your KIDS demolished your credit score ? This is not possible without your permission. Of course, if you co-signed for your daughters or let them freely use your credit accounts as if they were their own, then it is definitely possible.
Your only hope in TN is to find a private landlord who isn't much involved in doing credit checks on prospective tenants.
Any landlord who runs a credit check will collapse on the floor if he/she sees a FICO in the 400's range.
2007-06-01 07:05:06 · answer #3 · answered by acermill 7 · 1⤊ 0⤋
Not sure how strict, but what I did was to offer a higher (double, in fact) security deposit. It worked and I stayed at the complex for almost 2 years before moving.
2007-06-01 07:05:08 · answer #4 · answered by Enchanted 7 · 1⤊ 0⤋
u might have to pay 2 extra months of security for your bad credit. or have aguarontor (someone with good credit) cosign the apartment with you. maybe use ur daughters ss# or credit score since she demolished yours.
2007-06-01 07:08:18 · answer #5 · answered by spadezgurl22 6 · 1⤊ 0⤋