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How can I negotiate with hospital who has lien on personal injury settlement when they say they wont discount!
Question Details: I was hit by a woman and am recieving a small settlement. Hospital put a lien against her insurance company for FULL BALANCE ONLY and when I called to see if they would negotiate a lower amount they laughed and said, No way. They dont lower the bill for a liability accident and want the full balance paid. I figure that is horrid business ethics when Point A. Someone goes into a hospital with insurace and pays and the insurace company NEVER pays full balance ONLY A PERCENTAGE! and Point B. Someone goes into the hospital without any insurance and they ALWAYS NEGOTIATE A LOWER BILL FOR THEM> So WITH or WITHOUT insurace they will lower the bill, but because they want their greedy little hands on ALL THE money they file a lien and wont lower the bill!! ANY HELP OUT THERE ON HOW TO NEGOTIATE GRATEFULLY ACCEPTED!!!

2007-05-31 12:55:19 · 2 answers · asked by Anonymous in Politics & Government Law & Ethics

2 answers

Hospitals are not in business of serving the community, they are in the business of making highway robbery windfalls from a captive audience who can't refuse treatment. They have no real competition, so they'll just charge whatever the heck they want, and there's not a soul in this country who will do a darned thing about it.

2007-05-31 13:01:27 · answer #1 · answered by Anonymous · 0 2

When I was rear-ended the other person's insurance paid the medical bills in full. The hospital needs to collect on the full bill from the insurqance company. It is not like collecting from a medical insurance company. Two seperate businesses. Hospitals give discounts only to people that cannot afford to pay, but insurance companies are not by any means poor.

2007-05-31 13:02:36 · answer #2 · answered by Ryan's mom 7 · 0 0

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