How can you avoid having your property being forclosed?

Answer 1

The easiest way to avoid foreclosure, of course, is to continue to make the payments on the mortgage to which you agreed.

Assuming that you cannot or are not willing to do so, the lender is in control of what happens concerning a potential foreclosure. You might consider speaking to the lender about a mutually agreed short sale, or a 'deed in lieu'.

If you are considering bankruptcy to avoid foreclosure, that will not work. The lender holds a lien against the property, and has the right to reclaim the property as part of the contractual mortgage agreement.