I live in Oklahoma. My significant other and I are splitting up. Last year we purchased a house. We are not legally married and both of our names are on the deed. I know he cant make me leave, but what do I have to do to have my name taken off of the deed and off the records of the County Tax office.
2007-05-30 14:08:22 · 6 answers · asked by Laurie C 1 in Business & Finance ➔ Renting & Real Estate
You need to ask an attorney because I am sure it is different in every state.
2007-05-30 14:14:56 · answer #1 · answered by Anonymous · 0⤊ 0⤋
I had a similar problem around 11 years ago....except I was married getting divorced. We had just bought a house 6 months prior.
What happened, whether you believe it to be stupid or not (I actually made out in the long run)...was that there are two pieces of paper you have to worry about: the deed (or, who owns the house and has rights to it) and who is on the mortgage note.
You CAN sign away the deed but still be on the mortgage. That is what I did (and it could have been very bad). What happened is we split the equity/bank accounts such that I did not own any of the equity in the house. The risky part was that my name remained on the mortgage, but the divorce decreed that he was to make all future payments. The problem here is, even with a legal document such as this - if he stops paying, they still come after me. He had to get my name off within 5 years. There are only two ways to do that: sell the house or refinance.
2007-05-30 21:48:04 · answer #2 · answered by CG 6 · 0⤊ 0⤋
in the other states that I am familiar with, if you record a Quit Claim Deed in his favor with the local office for that purpose [varies by state], he'll then own it.
In some states, you need his signature on this, in others you don't. Try searching your local land records to see if this seems required in OK.
Quit Claims are very simple and cheap. The format can likely be copies directly off one you find in local records that you know was vetted by a local attorney.
I suspect you'll have to pay the filing fee ... which is pretty cheap in most states.
GL with your life.
2007-05-30 21:16:09 · answer #3 · answered by Spock (rhp) 7 · 0⤊ 0⤋
Do not sign a quit claim deed. That only gives up your rights to the house but doesn't get you off the mortgage. Either sell it or make him refinance the house in his own name only.
2007-05-31 00:25:33 · answer #4 · answered by HEATHER 6 · 0⤊ 0⤋
To get your name off the deed (ownership) is not too hard. The hard part is getting your name off the mortgage (responsibility for payment). Do you even want to give up your ownership rights even if you'll still be held responsible for paying for the house?
2007-05-30 21:19:48 · answer #5 · answered by teran_realtor 7 · 2⤊ 0⤋
If you're on the mortgage you're responsible and can't sign off the deed. If not, call the county or city building and ask.
2007-05-30 21:16:42 · answer #6 · answered by ▒♥▒♥▒♥▒♥▒™ 5 · 0⤊ 1⤋