I have about 130k savings. I want to invest all my savings. I am looking for about 12% returns every year.?

Question

suggest me where i can invest?

Answer 1

No idea, but if you happen to find a place with 12% returns every year (and one that's legal) let me know.

Answer 2

Investing successfully requires doing two things: making money, and keeping it. The return you want, 12% a year, is above long term historical averages for just about any investment available to the general public. Any investment paying you this kind of return probably has quite a bit of risk. Thus, while you might make a high return, you could also lose a lot.

When it comes to investing in the financial markets, or real estate, trying to be average is actually a smart move. Looking for average returns means you're probably taking only average risks. You might not make that much, but your chances of holding onto your money are better.

Try investing in a lifecycle or target date mutual fund. These funds are designed for long term retirement saving, and the people who manage them allocate your money into a diversified portfolio. You don't have to do the work of managing your money. These funds will generally have significant stock market exposure, so there is the potential for pretty good long term returns. They also hold bonds, so your portfolio has some stability. This helps to balance out your risks.

See the webpages listed below for more information.

Answer 3

You are trying to do better than most of the world's famous and best investors can do. Good luck.

If your goal is such that you want to invest all of your savings and expect 12% return every year, obviously, you have not studied investing enough. My suggestion to you is NOT to start investing until you gain sufficient knowledge that you realize what you are trying to do is irrational and foolish.

Answer 4

You run a risk when you buy that the market doesn't go the way you want so you can buy a put option to safeguard your investment.

If you buy at $16.00/share, you buy your put to protect this price...when you buy "in the money" options to protect your investment you can get access to this brand new vehicle...


You can use what's called "Portfolio Margining". (You do qualify....for something brand new...need $100K)

Now that you have your put in place and you qualify by having $100K you can control $100K of stocks with just $5K.

This is called leverage!!!

The next step is to learn about how to write "call options" on the stocks you have. You can earn 3% every month....

that's a gross return of 36% per year...

but there are things to learn!

Find out more from option specialists...link provided below:

Answer 5

Though no guarantee but the best way could be partial investment in stocks, partial through mutual funds and remaning through term deposit in a bank. This way you can look at a healthy and low risk return

Answer 6

Diversification is the key, you may want to diversify by putting your moeny over a few different places, such as money market, mutual fund, stocks. In case you do not invest stock on your own. I suggest you find a local wealth management. Please make sure you ask for references.

Answer 7

You should try renting out houses. Buy homes that are for sale pay them off fully and rent them to other people. You should make good money from it (though I'm not sure about 12%). You may be able to buy about one or two houses.

Answer 8

I suggest you invest your money in one time pay in our company say prulink investor account with PRULIFE UK. It is an investment with life insurance in case something happens to investor.

Answer 9

I know some lending entities that earns 5% per month. Which means you will get a gross of 60% per year.