can anyone give me one example how changes made by governments or businesses affect households?

Answer 1

Let's put it this way. When the Conservatives were in charge I was never rich but managed OK. Since Labour have been on the throne I and a lot of people I know have got deeper and deeper in debt. Just look at how may "Get out of Debt" companies have emerged. Stealth Taxes have done just what they are designed to do. At least with the Blues they told you up front that they were going to rip you off.

Answer 2

Wealth/Income ? == Taxes.

Products/Usage ? == introduction of North Sea Gas

Mobility ? == Stamp Duty (and HIP's ho ho :-) )