Can i file bankrupcy again if my case was dismissed?

Question

how after that can i file

Answer 1

if the case was dismissed (and not Discharged), one can normally re-file immediately after dismissal unless the Court places a bar to re-filing, or unless the circumstances create a bar to re-filing. Sometimes, if the Court feels that a debtor acted in bad faith or for some other reason, the Court may bar the debtor from re-filing for some period of time. Or, once a Motion for Relief is filed by a creditor, if the debtor voluntarily dismisses his or her own case, then that debtor is automatically barred from filing a new case for 180 days.


(paralegal)

Answer 2

Yes you can. My husband and I were going through a Chapter 13, in which they take payments directly out of your paychecks. My husband was laid off from his job after 9/11 and we were unable to make his half of the payments, so it was dismissed. You can file again as soon as you are able to make the payments, but they have changed the laws. You have to go through 6 months of financial counseling before you can actually file, BUT the credit companies get a notice and they legally cannot call you at home, work or cell phone during that time.

Answer 3

The courts infrequently enable chap 7 anymore. financial disaster 7 is while your bills are completely worn out and you dont could pay back something, in spite of the incontrovertible fact that it relatively messus up your credit and you have an exceedingly narrow possibility of ever getting a private loan back. financial disaster 13 on the different hand, you may pay back the countless debt over a undeniable quantity of years, in spite of the incontrovertible fact that it doesnt impact your credit as harshly as a financial disaster 7. financial disaster 13 is far less complicated to get.