What information do retnal properties look for on a credit report?

Question

I plan on moving to an apartment in Florida in about 6 months. I recently entered a Credit Counselling program which shows as "Paying by 3rd party" on my credit report for all accounts invovled in the CCCS. My car, cell phone and one credit card are not in the program. ALL accounts are all paid timely. When I rented previously I was never late. Will I have a problem renting an apartment?

Answer 1

They will more than likely look at your over all credit and give an emphasis on any negative information from other rentals or utilities.

Answer 2

Possibly. It depends on how severe the other items in your credit report are. The fact that you are using debt counseling and payment programs is a plus, but it also shows that you have some sort of history in not properly handling your debt load.

The decision will rest entirely in the hands of the landlord to whom you apply. Some have extremely high standards for credit for tenants, and others are somewhat more lenient.

Answer 3

I have rented from 3 different places and they have never run a credit check. I think the credit scores are very overrated when it comes to renting. Especially if you can prove you have the income to afford the place.

Answer 4

If u were NEVER late paying rent at previous appartments, that will definately work in your favor.GOOD LUCK !! lol.

Answer 5

I think they just look at it to see that you have never been evicted or had a home foreclosed on you