I don't think a person's credit history should be available for the public to view, especially a potential employer! It is no one's business how I've foolishly squandered my previous earnings and how does it show what my performance will be at a job? To me, it is a violation of my rights of privacy, or have we let our government strip us of all those little rights? What do you think?
2007-05-20 03:37:42 · 15 answers · asked by gmoney 3 in Politics & Government ➔ Law & Ethics
I don't think they have the right to,to me that is none of their business. Just by checking someones credit it is not going to tell them what kind of worker they are. It is a violation of privacy, it seems like anymore the government keeps taking away the right for people to have privacy in their lives. Just not to long ago they were tapping into peoples phone conversation.I think the reason they get away with some of the things they do is because we put up with it , back in the good old days Americans didn't put up with their crap and they were not afraid to fight for what they believed in, I don't know what happened but it seems like America is losing its pride and spirit. It's sad.
2007-05-28 00:05:28 · answer #1 · answered by boo76 3 · 1⤊ 0⤋
I really don't think that an employer should be able to see your credit history but.... A prospective employer in most (all?) states is only allowed to ask you past employers "Did so-and-so work for you? What dates did he/she work for you?" they can't ask you last supervisor what kind of employee you were or anything like that. A credit history is the only other way an employer can get a glimpse of who you are (it sucks, I know). If you feel that you missed out on a job because of your credit history, contact the HR department and see if you can explain the situation or even better yet, check your credit history before applying and be ready to explain any dings before they become an issue.
2007-05-27 17:02:11 · answer #2 · answered by Mark C 2 · 0⤊ 0⤋
If I were considering hiring you, I would want to know that you have conducted yourself in a responsible manner regarding your finances (I don't want collectors calling you all day at work and I don't want to do the paperwork I'd have to do if your wages were garnisheed) and I'd also check your criminal record. Neither would necessarily disqualify you as I would base my decision more upon your appearance and how you conducted yourself during the interview. Any letters of recommendation would also be helpful provided I could verify their authenticity.
Obviously your are concerned about the matter, but in order for any prospective employer to check your credit, you must first approve by signing a release for them to do so. I would suggest that when that part of the process comes, you explain why your credit may not be stellar and either sign it and hope for the best or go to your next interview.
--- and no, the government has not taken that right away from you. Good luck!
2007-05-27 19:27:11 · answer #3 · answered by Anonymous · 0⤊ 1⤋
I think most people learn a valuable lesson by first screwing up their credit and usually make the best employees because they are trying to better themselves. It has been my experience that the ones with clean credit steal as much as anyone else. In fact some of them are very professional at how they go about it. Beware they may be screwing your credit or one of your other employees as they protect their own.
2007-05-27 21:28:44 · answer #4 · answered by Desperate fish owner 2 · 0⤊ 0⤋
I feel that employers should only be able to check credit ratings in certain circumstances. Example, if the job will require you to handle money or if the job requires you to be bonded. Most jobs do not require money handling or access to funds, these jobs should be off limits to credit checks.
2007-05-28 00:32:16 · answer #5 · answered by whome 2 · 0⤊ 0⤋
Well,its finally happened.George Orwells look into the future has come true(1984).Big Brother has a long list on every person in the states.He was only off by 20 years.
2007-05-27 18:51:12 · answer #6 · answered by spooky 2 · 0⤊ 0⤋
I have been checked a couple times and got the jobs every time even with recent Bankruptcy.
Basically I have lousy credit.
I think they are looking to see if you are OVER extended and will need to STEAL. Cause I can tell you from experience it ain't to see if your credit is any good.
2007-05-20 10:50:55 · answer #7 · answered by Red 5 · 0⤊ 1⤋
I think they will be up your butt,even to check hemorrhoid visitations.
I became disabled,work injury,which necessitated several surgeries.I lost everything,Gold and Platinum credit,home and family.our butt wipe government thinks you can live on a $1,000 a month S.S.D.That wouldn't even pay 1 credit card.
2007-05-20 17:29:09 · answer #8 · answered by Anonymous · 1⤊ 0⤋
No, my employer may have some say in how I earn my money but how I spend it is my own business.
2007-05-20 10:43:18 · answer #9 · answered by Anonymous · 2⤊ 0⤋
I don't think they should have the right, but I certainly understand why they would want to.
How you handle your personal finances is a pretty good indicator of how sensible and responsible you would be acting on behalf of an employer.
2007-05-20 10:45:20 · answer #10 · answered by silverbullet 7 · 2⤊ 2⤋