Ceiling under bathroom leaking again...Insurance and redoing bathroom?

Question

Hi,

For the third time in a year my shower is leaking into the bedroom below. We have already regrouted twice, and whenever you pour water in the drainhole there is no leak.

We removed the tiles earlier today and it was pretty wet behind it. Now sooner,rather than later i want to get a new bathroom, because of this.
Should i go the insurance route, and get them to pay for it, or should i pay for it myself?

Thanks in advance

Answer 1

If it wet up behind the tiles, I would look for a leak in your shower pipe. If you cant find anything, spend a few $ and get a professional in there to look around. You could be missing something obvious to a pro.

As to the insurance question, that is one you will have to discuss with your agent.

When you re tile, Use concrete backing board over a waterproof membrane.

Answer 2

My insurance canceled me for making 2 claims in a 5 yr period

insurance companies are cancel happy you rates will raise try not to use insurance

Answer 3

Three times in a year? Insurance!

Answer 4

under no circumstances patch over issues like this with a sealer or something comparable because of the fact different issues will purely get destroyed because of the fact the leak will pass someplace else. you will purely make issues worse attempting to seal up this difficulty. This difficulty is from one in all 3 issues. A leaky pipe in the cieling, leaky pipe in the bathing room, or tile or regardless of else on the floor that replaced into put in incorrectly in the bathing room. If its the floor, such because of the fact the tile or regardless of, then you definitely will could rip each and every thing up and redo all of it. you will desire all new subflooring, concrete board, thinset, tile, and new grout. consistently verify while laying drywall, subflooring, tile, etc.. that each and every thing is shield, point, plumb, and sq.. consistently use galvanized or chrome metallic screws designed for timber on sublfooring in a bathing room placing. Screw immediately into rafters, floor joists, studs, etc.. and the place attainable use simpson reliable ties to shield each and every thing up. If that is purely a pipe in the bathing room you will could replace that pipe and in all risk rip up and replace the flooring as I reported above. For a leaky pipe in the cieling you will desire a clean pipe and new cieling, the cieling is in all risk purely drywall. you will could repaint additionally.

Answer 5

If you have done all the repairs yourself, it is doubtful the leak would be covered by your insurance company. I would guess that you either have a leak in your showerpan or one doe's not exist.

Answer 6

check your policy; maybe you can do the work now and put in your claim for the costs; you'd have to pay your deductible anyway - if the cost of fixing is going to be less than your deductible don't put in the claim

Answer 7

no point in paying for insurance if you never use it, claim off the insurance!