Is this a scam?

Question

I receieved this in my email but haven't checked it out. I know I don't have a bank account there and I never heard of these guys. Also I'm in Canada.
Verify Your Online Banking
We recently reviewed your account, and suspect that your Chase Manhattan Bank account may have been accessed by an unauthorized third party. Protecting the security of your account is our primary concern. Therefore, as a preemptive measure, we have temporarily limited access to sensitive account features.
To restore your account access, we need you to confirm your identity, to do so we need you to follow the link below and proceed to confirm your information:
https://secure.chase.com/update/ftb/verify.asp?ARD=0170
Thank you for your patience in verifying your account information.
Sincerely,
Chase Manhattan Bank Customer Service
*Important*
Please update your records on or before 48 hours, a failure to update your records will result in a temporary hold on your funds.
Chase Bank Online(c) Department Notification Chase Online(c) [e-mail]

Answer 1

This is ALMOST ALWAYS a "phish" attempt.

If you hold the cursor over that URL, you should see that what appears to be an URL is actually a PICTURE, and it actually leads to a completely different URL.

Generally speaking, you should NEVER rely on an URL given in an email for something as important as banking. Type in the URL directly into the address bar of the browser and log into your account from there and do your online banking that way.

I've seen a very similar "phish" attempt on me as well. Unfortunately, they guessed my bank wrong.

Check your bank's website and there may be a link there where you can report these "phish" attempts. Their security division may want a copy of that "phish" attempt for their records.

Answer 2

the reality that he has your genuine call and residing house handle, you do no longer opt to play him at his own game. That purely works if it is an e mail scammer and your e mail handle would not comprise your genuine call - then you definately can scambait them. yet those at the instant are not lone persons carrying out those verify scams - they're criminal gangs and you do no longer opt to clutter with them while they understand the place you reside. those money laundering scams are many times run by utilising the Russian or Nigerian mafia and that they are brutal. All you're able to do is tell him you deposited the verify and have been on your thank you to Western Union while your economic employer spoke of as to tell you there became a difficulty with the verify and you necessary to return returned. Say you went returned and the police have been there, who took you into the station for thinking. Say which you gave the police his call and e mail and confirmed them the emails that this became a real job furnish, and that he has to circulate to the police station while he's returned interior the U. S. to variety each and every little thing out. Say you nevertheless choose the job yet you will purely take money once you look on the job, no longer something, as you at the instant are below study for economic employer fraud and your account has been quickly frozen till he is going to the police and settles this remember. yet do no longer circulate previous that in view that they do understand the place you reside and your genuine call. Reporting this to the FBI is the suited thank you to get returned at them.

Answer 3

It's a scam--you're being phished.

In computing, phishing is a criminal activity using social engineering techniques. Phishers attempt to fraudulently acquire sensitive information, such as usernames, passwords and credit card details, by masquerading as a trustworthy entity in an electronic communication. Online banks are common targets. Phishing is typically carried out by email or instant messaging, and often directs users to give details at a website.

Most methods of phishing use some form of technical deception designed to make a link in an email (and the spoofed website it leads to) appear to belong to the spoofed organization. Misspelled URLs or the use of subdomains are common tricks used by phishers, such as this example URL, http://www.yourbank.com.example.com/. Another common trick is to make the anchor text for a link appear to be a valid URL when the link actually goes to the phishers' site.

Read more about it here:
http://en.wikipedia.org/wiki/Phishing

Answer 4

COMMON SENSE: If you don't have an account there, it is a SCAM. If you do have an account with Chase, it is still a SCAM. If a bank feels that an unauthorized person has been accessing your account, they would call you on the phone, not send you some stupid email asking you to type in your account number.

If you have to ask if it's a scam, then it's a scam. If you don't want to follow that rule, at least call them on the phone to ask them if it's real.

Answer 5

This is what's called phishing, a way to steal your identy and possibly your money. Do not click on the link or reply with any of your information. Had you had an account with Chase Manhattan Bank and received this, you would have still not clicked on the link. Rather, forward or copy and past the contents into an email to your bank asking if this is actually from them. Also, you can send suspicious emails like this to :
[e-mail]
This happened to me with one of my credit cards. I sent the email to them asking. It was not from them.

Answer 6

Yes that is a phishing scam. I bet if you mouse over the original link in the email it directs you somewhere else. You probably need to try to note the MX server that sent you this letter (you will have to view the header), and contact that provider. Chances are whoever sent this is compromised somehow.

P.S. No reliable company ever emails you to ask for account verification.

Answer 7

I would say that it is a scam. If you want to check the validity, you could always attempt contacting Chase directly. Additionally, if you go to http://www.chase.com and click on the "Contact Us" section, there very first section is about reporting suspicious emails and how to verify if the email is indeed from Chase.

Answer 8

Yes, it's a scam. Your bank will never ask you to confirm account info through email. Report it to your bank and the FTC.

Answer 9

Phishing scam
Anytime a bank, credit card, paypal or ebay sends you an email that you weren't expecting it's a scam.
Identity theft is difficult to recover from so be suspious.

Answer 10

If you don't have a bank account; that's the first clue that it's a scam. Whenever you get something like that just delete it.