Is American Home Shield a good company for home warranties ?

Answer 1

I bought my home in 1999 and the previous owners had this company for their warranty.

We kept them and still do.

For about $400.00 per year (you can pay in full or make monthly payments) They will provide you with a contract that will cover just about everything in your home.

Mine covers all components of.....
Built in Micro
DishWasher
Dryer
Garbage Disposal
Range Cooktop
Washer

Then as follows
Electric:Wiring, Breakers, Outlets, Wiring to fixtures, Ceiling fans
Fridge: Machanical, (not) Ice Maker, (not) water
Heating: Duct Work, Furnace
Plumbing: Sump Pump, Drains, Water Heater, Pipes

When I have a problem I call them, give them my account and they send a selected pro to find out what it is.

They will look at the problem and decide if it can be fixed or if it has to be replaced. If it can be fixed they do so and all you pay is $50.00 for the service call. The rest is free. If he has to come out more than once for the same call you need not pay.

If it is to be replaced they replace it at no cost to you. Or they will give you the money for the amount it would cost for the part to be fixed (not full value of your next item). And you can replace the item on your own.

Answer 2

All these plans are probably going to be about the same but you'll have to compare them side by side. You also need to decide whether or not it's worth having on your house. I would make that decision based on the age of the home and it's appliances. If it's an older home, and you don't have people to rely on for helping with repairs, it's not a bad option. If it's a brand new home, there should be no issue with anything. But, check for manufacturer's warranties. My home is about 25 years old; I bought it two years ago. 9 months after moving in we had a super cold snap that lasted way too long. We ended up with a broken pipe. The house didn't flood but the yard did. I forgot about the home warranty. Had I called them, the repairs would've been taken care of. But since I called the plumbers directly, I am paying for the house to be repiped. In the spring when it started getting warmer, the A/C started having an issue. I called the warranty people and they sent someone out to repair it. I had to call more than once to get it done, but it was done. The trade off with using the warranty, is you don't decide who the repair company will be.