Is it right time to have a child?

Question

I am 32 and my husband is 34. We have been married for 4 yrs. no child yet.But my husband is not financially stable yet. As I am also earning we are pulling on somehow. My husband gets very less salary. If we have a child the expenses and commitments increases. Incase I am not able to continue with the job everything has to be managed with his salary which is next to impossible. Only thing is that he is having bit of property. having a child in this kind of a situation is it suitable. Everybody says that as you get aged it is very difficult. But I am not able to take a right decision in this kind of a situation when my husband is not financially stable and he doesn't have a savings of a single pie. I have made a little of savings

Answer 1

I agree with Peggy...Having a new baby is stressful enough without added financial pressures. You need to be stable before bringing a child into this world. And at 32 you still have 4-5 more years to conceive easily. It's better to wait. Good luck!

Answer 2

Hello My Dear, I am a retired pensioner and live on a small farm in Australia. I have learnt a few lessons along the road of life and can relate to your problem. I remember it well as we faced the same thing having a mortgage and going down to one wage. There is no fun I have always said in struggling to pay essential items like your electricity bill. How we got around this was we lived in a two small rooms at my parents house. They were detached from the main house so we had our privacy. We had no water and I would go outside and bring in hot water in a bowl for us to do the dishes in. I feel for you in your situation and can only advise you that to get into the debt trap will bring you no happiness. Perhaps consider shifting somewhere where you can get a cheaper house. In the country where I live, my costs are very low. I can live quite happily on little income. I do things most of the time that take a lot of time to do but not much money. I would suggest you delay having your child until somehow, perhaps with some help from parents (I gave my Son a house and a new car) to get you started. I stress the fact that you get your finances in order first then you will both enjoy your children. I hope this is of help to you - Grandpa

Answer 3

Hi! you are raising very important question here and it needs a very clear answer and I will try to be very clear.

You want to have a baby and financially you feel it is not the right time. You need to understand that when you were born you did not know who you will be married to. And at times you ask yourself how did your mom and dad manage to raise you together with your siblings under the conditions that you grew in. The fact is: trust in God that when the baby arrives He will extend the hand of provision by blessing you will another job or your husband for that matter. Under normal circumstances it is difficult to raise a child if you do not have sufficient resources but you need to make that baby and whatever you have now you will share with that baby. A child comes with joy and that joy will motivate your husband to look for a better job to maintain the joy that comes with the baby. Medically it is risky to have a baby at the age of 35 and above for a woman.

Trust God and make that baby just pray that you do not get quatriplets though.

Answer 4

I can understand your situation my husband is not earning at all but I have a good job so I decided to have a child. As all parents I also feel like giving the best to my child but cannot afford it because of which i am always feeling guilty.

So please don't bring a life in this world when you cannot afford to give the best to him / her. First see if you can be financially strong . At least you will not have that guilt that you could not look after your child.I just hope all goes well with you and GOD will defiantly bless you with a child.

Answer 5

I don't think you can ever be prepared for a child with 2 wages coming into the house cause your used to that kind of money and all of a sudden you have lost a wage. As for having a baby i think you will know when the time is right. Or maybe you could talk to your boss and find out if you can continue with your job.

Answer 6

If you keep waiting to get financially stable to have a baby . . There are many reasons : I know many people says it is harder at your age to have baby . Most the time it is. That is a good reason not to have a baby finacially but on the other hand when do you want to a have a baby , it will be too late you both with be in almost in your fourtys . you might not even see that baby get his diploma from high school . how old do u think u will be . That might be your only baby ....

Answer 7

Well... i am not trying to make you feel Kids are expensive but would like to tel you something about the amount of expenditure for a kid and you urself can decide dear...
Including(Pampers, Milk powder, Doctor expenses, Clothes, Things for baby) ect ect.... all these can cost about $400-500 a month... Do u think u can afford it? Think dear..
Yes i know age is growing. But now u are eventually having a hard time to live with just the two of you. What about adding another person? When we are adults.. we can starve when we don't have money to eat. But can we starve a baby? or jst giving milk is enough for the baby's growth?
Think about it. Talk to your husband.. Then decide.. k. take care dear..

Answer 8

My thinking is a little different. I believe that once you're married you should work towards having children. You may think you can't afford them but it all just works out normally. You'll probably get a raise within the next year and so will your hubby so why not start trying? If you wait for the perfect conditions, they may never come your way. Work with what ya got.

Answer 9

Dear you are not ready to start a family a baby is not cheap believe me if your husband is not earning a fantastic salary then he will have to find other work or you not going to be able to afford a family at all

Answer 10

You've already made your decision, and its a good one, go with first instinct, youve been together four yrs, there will be time, you can wait till you are financially comfortable and feel stable, motherhood is great and you should enjoy it to the fullest not worrying the whole time.............