2007-05-13 08:09:06 · 3 answers · asked by wsdraperv 1 in Business & Finance ➔ Investing
This is a question I faced when I retired. I opted to invest 45% of my portfolio in US stocks and 25% in foreign stocks, for a total of 70% in stocks, and the remaining in bonds and cash.
The stock portion is primarily US and foreign high quality companies that pay dividends. So I am earning a nice amount of dividends from my stocks.
Some people opt to have much more in fixed income than I, but I think the risk level increases if one doesn't invest in stocks because of the negative impact of inflation on fixed income securities.
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2007-05-13 11:55:57 · answer #1 · answered by Robert L 7 · 0⤊ 0⤋
It's better to invest in advance of retirement than to wait for retirement, is that what you're asking? Nothing beats the time-value of money. For example, $1 at 11% (average stock market), will double in less than 7 years. If you put that money in before you're 35, you'll beat anyone who starts investing after 35. But is that what you're asking?
2007-05-13 12:29:55 · answer #2 · answered by Katherine W 7 · 0⤊ 0⤋
No
2007-05-13 11:37:36 · answer #3 · answered by bob shark 7 · 0⤊ 0⤋