Doctor Bills, Insurance or Cash, Should they be forced to take both?

Question

I moved to Las Vegas a year & a half ago from Texas. I am legally blind and have been a diabetic for the past 4-years. I work live most people do and do not receive any government assistance for my disability.

When I finally found a doctor that would accept me, that I liked & that was close to my home, I made sure that he knew I did not have any insurance and that I would be paying him in cash for his services. He understood & accepted me as his patient, gave me a check-up, I paid the bill in full, got my meds and went on my way.

Well, I called him today to get a re-fill on my meds and some blood work done as he had asked me to do when my meds were about to run out. Without notice or an explanation, his receptionist told me that, I could not see my doctor, as they no longer accept patients that don’t have insurance. Am I missing something here? I’m not a new patient; my bill was paid in full from last years visit, I never ask for a discount. Do you think that was right?

Answer 1

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Answer 2

You have this upside down. Health care costs have spiraled out of control because a for-profit industry has caused them to, and the government hasn't done enough to control prices or regulate that industry. The insurers have bribed Congress, but they've bribed them to stay *out* of health insurance, not to regulate it. Countries with more government regulation of health care coverage have lower costs, and that's a fact. Update: I'm so tired of seeing people like ynot who don't know what they're talking about. Care isn't rationed. Coverage is rationed. No one can tell you what prcoedure or medicine you can have, only whether or not they'll pay for it. Private insurance already does this. Abusively. Just get sick and you'll find out. Besides, if you want more coverage then government gives you, you are free to buy it. Or you can buy care directly. And with better regulation, any coverage you want will be cheaper. Response: "Bill- If that is true then why is it a fact that the more regulated the health care industry has become, the more like the socialist model that you aspire to, the higher the prices have gotten? That's not a fact. We have very expensive health insurance and one of the least socialistic systems. It's costly because health insurance is for-profit and unregulated. "And why was it so cheap before the government got involved? When it strictly was a for profit system? When the doctors had to provide to the customers what they wanted, or they would go out of business." It wasn't cheap. It was very expensive. Many people couldn't afford care at all. They died in their homes. Where are you geting the idea that it was cheap? The consumer has never been in control on health care. There has never been a surplus of doctors. And health care is often not an optional purchase unless you consider death or disability an option.

Answer 3

I suggest you call and ask for the receptionist to have the physician return your phone call. Do not tell her what the call is about, only that you are a patient of his and have some questions for him. Legally, your physician can indeed do what he just did. As for finding help with your medical care, you may be eligible for Medicaid or Medicare due to the diabetes and blindness. Go to your local health department and inquire there. They can tell you what you need to do and who you need to see, etc.
I too am diabetic and have researched this very problem, because one day I may be in that same situation. I wish you the very best!

Answer 4

no. but most doctors make more money by overcharging insurance for office visits and lab work maybe he was not making enough off of you.